Apple Pay vs Monzo
| Apple Pay | Monzo | |
|---|---|---|
| Free plan | Yes | Yes |
| Free trial | No | Yes |
| Paid from | Free | Free |
| Open source | No | No |
| Platforms | iOS, macOS, Web, Windows | Android, iOS, Web |
| Free plan | Yes | Yes |
| Asset scope | cards_and_fiat | cards_and_fiat |
| Virtual cards | Yes | Yes |
| Peer transfers | Yes | Yes |
| Supported platforms | iPhone, iPad, Apple Watch, Mac, Apple Vision Pro, and compatible web browsers/PCs | iOS, Android, web |
| International transfers | — | Yes |
| Transaction limit | — | 100 per transaction |
Both are listed in Best Digital Wallet Apps. On The Geeks Club, Monzo scores higher on our published basis.