Enable Banking vs Plaid
| Enable Banking | Plaid | |
|---|---|---|
| Free plan | No | |
| Free trial | Yes | |
| Platforms | api, self-hosted, Web | Android, api, iOS, Web |
| Bank/institution count | 2,700 banks | |
| Supported data types | account information, balances, transactions, payment details | account and routing numbers, balances, identity, transactions, investments, liabilities, income, statements |
| Connection methods | PSD2/Open Banking APIs, bank authorisation redirects, sandbox/mock ASPSP connections | Plaid Link credentials-based authentication, OAuth, app-to-app OAuth, and manual or micro-deposit flows |
| Refresh frequency | real_time | on_demand |
| Free plan | No | |
| Statement formats |
Listed together in Best Bank Connectivity Software