FIS Data Integrity Manager vs Spektra by TMS
| FIS Data Integrity Manager | Spektra by TMS | |
|---|---|---|
| Free trial | No | |
| Platforms | Web | self-hosted, Web |
| Matching automation | ai | |
| Exception workflows | Yes | |
| Approval controls | Yes | |
| Supported card networks | Visa, Mastercard, American Express, Discover, domestic card schemes | |
| Processor integrations | Visa Claim Resolution, Mastercom | |
| Automated reminders | Yes | |
| Promise-to-pay tracking | Yes | |
| Dispute management | Yes | |
| Workflow automation | advanced | |
| Customer payment portal | Yes | |
| Accounting integrations | Yes | |
| Communication channels | ||
| Deployment model | cloud | |
| Loan management | Yes | |
| Real-time processing | Yes | |
| API access | Yes | |
| Regulatory reporting | Yes | |
| Multi-entity support | Yes | Yes |
| Approval workflows | Yes | |
| Free plan | No | |
| Decisioning speed | real_time | |
| Custom rules | Yes | |
| Case management | Yes | |
| Coverage channels | address, phone number, IP and email changes | |
| Asset coverage | both | |
| Performance reporting | Yes | |
| Investor reporting | Yes | |
| Multi-currency support | Yes | |
| Deployment | cloud | |
| Loan types supported | syndicated loans, private credit | |
| Network tokenization | Yes | |
| Token vault hosting | vendor | |
| Detokenization API | Yes | |
| Payment methods | payment cards, Apple Pay, Google Pay | |
| Validation rules | Yes | |
| Audit trail | Yes | |
| Cash visibility | Yes | Yes |
| Liquidity planning | Yes | Yes |
| Payment workflows | Yes | Yes |
| Investment management | Yes | Yes |
| Debt management | Yes | |
| Financial risk tools | Yes | Yes |
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