Kontomatik Banking API vs Plaid
| Kontomatik Banking API | Plaid | |
|---|---|---|
| Free plan | No | |
| Free trial | Yes | |
| Platforms | Web | Android, api, iOS, Web |
| Supported data types | Account holder details, bank accounts, transactions, selected credit-card details and transactions | account and routing numbers, balances, identity, transactions, investments, liabilities, income, statements |
| Connection methods | PSD2 bank APIs; fallback connections that may use screen scraping; PDF statement upload | Plaid Link credentials-based authentication, OAuth, app-to-app OAuth, and manual or micro-deposit flows |
| Refresh frequency | on_demand | on_demand |
| Statement formats | PDF input; XML output for statement parsing; JSON output for transaction confirmation parsing | |
| Multi-entity support | Yes | |
| Free plan | No |
Listed together in Best Bank Connectivity Software