Mastercard Open Banking Payments vs Plaid

Mastercard Open Banking Payments

5.6 #67 in Bank Connectivity Software

About Mastercard Open Banking Payments

Plaid

6.8 #15 in Bank Connectivity Software

About Plaid
Mastercard Open Banking PaymentsPlaid
Free planNo
Free trialYes
PlatformsAndroid, api, iOS, Web
Bank/institution count3,000 banks
Supported data typesAccount details, account-holder information, balances, transactions, bank statements, transaction snapshotsaccount and routing numbers, balances, identity, transactions, investments, liabilities, income, statements
Connection methodsOpen banking APIs; bank authentication and consent flowPlaid Link credentials-based authentication, OAuth, app-to-app OAuth, and manual or micro-deposit flows
Refresh frequencyon_demandon_demand
Free planNo
Statement formatsPDF

Listed together in Best Bank Connectivity Software