Plaid vs viaBanking Banking API
| Plaid | viaBanking Banking API | |
|---|---|---|
| Free plan | No | Yes |
| Free trial | Yes | No |
| Paid from | — | Free |
| Open source | No | No |
| Platforms | Android, api, iOS, Web | Web |
| Free plan | No | Yes |
| Supported data types | account and routing numbers, balances, identity, transactions, investments, liabilities, income, statements | Account data, balances, transactions, account verification data, payment status |
| Connection methods | Plaid Link credentials-based authentication, OAuth, app-to-app OAuth, and manual or micro-deposit flows | REST API; bank-hosted consent and strong customer authentication via licensed providers |
| Refresh frequency | on_demand | on_demand |
| Statement formats | — | |
| Bank/institution count | — | 2,500 banks |
Both are listed in Best Bank Connectivity Software. On The Geeks Club, Plaid scores higher on our published basis.