finAPI

6.7easy start · #16 of 70
in Bank Connectivity Software

Free to practise onnot on record
Free trialyes
Well documentedyes
Runs where you worknot on record

Runs on api, Web. Paid plans from €60/mo.

finAPI is ranked #16 of 70 in bank connectivity software on The Geeks Club. It runs on API, Web. There is no free plan. A free trial is offered. Paid plans start at €60/mo.

finAPI plans and pricing

All plans

Access B2C — basic licence, up to 200 users €60/mo Monthly flat rate Up to 200 users · private accounts finapi.io · 8 Oct 2026

Data Intelligence PG A — basic licence to 200 calls €80/mo Monthly flat rate Up to 200 calls · Income, Spending, Balance, Recurring Transactions and Cross-Country Reports finapi.io · 8 Oct 2026

finAPI Demobank Lite €99/mo Monthly flat rate Demobank Lite finapi.io · 8 Oct 2026

Access B2X — basic licence, up to 200 users €100/mo Monthly flat rate Up to 200 users · private and business accounts finapi.io · 8 Oct 2026

Compared on bank connectivity software

Free plan: No
Supported data types: account balances, transactions, checking accounts, savings accounts, credit cards, securities accounts, loan accounts, building society contracts, cooperative shares, PayPal accounts
Connection methods: PSD2 XS2A, FinTS/HBCI, web scraping, financial service provider APIs
Refresh frequency: real_time
Statement formats: PDF

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The record

What it does: finAPI provides cloud-based financial software to aggregate and analyze financial data for businesses and create financial services and online applications.
Product areas: Its product areas include open banking, data intelligence, KYC and online payments.
Bank connectivity: The Banking API retrieves account data using PSD2 XS2A, FinTS, web scraping or financial service provider APIs, depending on availability.
Data intelligence: Data Intelligence supports transaction categorization, cash-flow and risk analysis, and contract detection.
Credit checks: The Digital Account Check and KreditCheck combine account analyses for credit decisions and can be used through backend integration or a zero-integration widget.
Payments: The Payment API supports SEPA transfers, collective transfers, standing orders, scheduled transfers, instant payments, direct debits and collective direct debits.
Integrations: The Banking API includes connections through XS2A, FinTS/HBCI, web scraping and financial service provider APIs; its Access packages also list PayPal API connections.
Security and certification: TÜViT certified finAPI with its Trusted Site Privacy certificate for processes related to account information and payment initiation services.
Regulatory status: The company says its account information and payment initiation services are licensed and approved by Germany’s BaFin.
Hosting: The company says it uses servers located in Germany.
Support: The pricing page says standard support and shared hosting are included with the SaaS licence; premium support, project support, consulting and dedicated hosting are available on request.
Trial: finAPI offers free access to its test system for 30 days.
Intended customers: finAPI describes its customers as banks, financial service companies, fintechs and companies from other sectors.
Founded: 2008
Price from: €60/mo

Where it ranks on The Geeks Club

Best Bank Connectivity Software in 2026#16 of 70

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Sources

finapi.io/en/about-finapi/about-us/· checked 8 Oct 2026
finapi.io/en/home/· checked 8 Oct 2026
finapi.io/en/products/open-banking/banking-api/· checked 8 Oct 2026
finapi.io/en/products/data-intelligence/· checked 8 Oct 2026
finapi.io/en/products/payments/· checked 8 Oct 2026
finapi.io/en/tuev-certificate/· checked 8 Oct 2026
finapi.io/en/prices/· checked 8 Oct 2026
finapi.io/en/free-trial/· checked 8 Oct 2026