LinkAja

5.8easy start · #77of 82
in Money Transfer Apps

Well documentedyes
Runs where you workno

Runs on Android, api, iOS.

LinkAja is ranked #77 of 82 in money transfer apps on The Geeks Club, made by LinkAja (Jakarta, Indonesia). It runs on Android, API, iOS. There is a free plan.

LinkAja plans and pricing

All plans

Basic Service Free Maximum balance Rp 2,000,000 · monthly incoming transaction limit Rp 20,000,000 linkaja.id · 11 Oct 2026

Full Service Free Maximum balance Rp 20,000,000 · monthly incoming transaction limit Rp 40,000,000 · requires identity verification linkaja.id · 11 Oct 2026

Compared on money transfer apps

Free plan: Yes
Mobile platforms: both
Upfront fee display: Yes
Transfer tracking: Yes

Best LinkAja alternatives

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TransferGo Lesson 18.8 Wise Lesson 28.7 Remitly Lesson 38.7 Xe Money Transfer Lesson 48.5 Paysera Lesson 58.4 Taptap Send Lesson 68.4

The record

Product: LinkAja is an electronic payment app for everyday payments and transactions.
Payments: Users can scan QRIS to pay at supported merchants.
Bills and top-ups: The app supports mobile credit and data purchases, electricity payments, and other recurring bills.
Transfers: Full Service users can send LinkAja balance to other users and bank accounts.
Transport: LinkAja supports payments for transport and travel needs available in the app.
Cash withdrawal: The site says users can withdraw LinkAja balance without a card through available channels.
Business integrations: LinkAja Account Linkage offers API-based wallet capabilities, including payments, account linking, transaction status checks, payment notifications, refunds, and account unlinking.
Integration availability: API integration features depend on business needs and the scope of cooperation agreed with LinkAja.
Security: Registration uses an OTP sent by SMS, and transactions require the LinkAja PIN.
Regulatory status: PT Fintek Karya Nusantara says it is licensed by Bank Indonesia as an electronic money issuer and funds transfer provider.
Support: Customers can contact support through in-app or website live chat and by phone at 021-80602109.
Intended users: The site presents LinkAja for individuals, merchants, and businesses seeking digital payment services.
Company: LinkAja is a product of PT Fintek Karya Nusantara, also known as Finarya.
Founded: 2019
Price from: Free

Where it ranks on The Geeks Club

Best Money Transfer Apps in 2026#77 of 82

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Sources

linkaja.id/about· checked 11 Oct 2026
linkaja.id· checked 11 Oct 2026
linkaja.id/syarat-ketentuan· checked 11 Oct 2026
linkaja.id/linkaja· checked 11 Oct 2026
lokaborasi.linkaja.id/business/embedded-wallet· checked 11 Oct 2026