Lithic

6.4easy start · #8 of 20
in Card Issuing Platforms

Free to practise onnot on record
Free trialnot on record
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Runs where you worknot on record

Runs on api, Web.

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Lithic is ranked #8 of 20 in card issuing platforms on The Geeks Club. It runs on API, Web.

Lithic plans and pricing

All plans

Custom quote Not published Pricing depends on transaction volume and features needed · Contact sales for a custom quote docs.lithic.com · 1 Oct 2026

Compared on card issuing platforms

Virtual cards: Yes
Physical cards: Yes
Issuing API: Yes
Spend controls: Yes
Funding and balances: Yes
Card program support: enterprise
KYC/KYB tools: Yes

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The record

What it does: Lithic is a developer-friendly issuer processing platform for card issuing, money movement, and program management.
Card types: Lithic supports debit, prepaid, charge, and revolving credit programs, with physical, virtual, and tokenized cards.
Card controls: Its authorization rules can restrict spending by merchant category, amount, velocity, time of day, and other criteria.
Wallet provisioning: Lithic supports manual, in-app, and web-push provisioning to digital wallets and manages merchant network tokens by API.
Network integrations: Lithic connects directly to Visa, Mastercard, and American Express networks through one processing integration.
Money movement: The platform provides ACH transfers, virtual and routable accounts, Federal Reserve connectivity, and ledger-based reconciliation.
Fraud prevention: Lithic offers KYC/KYB workflows, 3DS authentication, authorization rules, shadow mode, backtesting, and client decisioning through Authorization Stream Access.
Program management: Lithic can manage sponsor-bank operations, network onboarding, regulatory compliance, card fulfillment, and reporting.
Customer support: Lithic provides 24/7/365 cardholder support through chat, email, phone, and IVR as a program service.
Security and compliance: Lithic states that its security program aligns with SOC 1, SOC 2, ISO 27001, and PCI DSS.
Availability: Lithic advertises 99.99%+ uptime with no scheduled downtime.
Sandbox: Every account comes with a Sandbox API key, and the Sandbox is free, supports all API endpoints, and is intended for development and testing.
Production access: A Production API key is available when an account is enabled for the production environment.
Business audience: Lithic says it powers card programs for more than 100 clients across use cases including credit, disbursements, and digital banking.

Where it ranks on The Geeks Club

Best Card Issuing Platforms in 2026#8 of 20

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Sources

lithic.com· checked 1 Oct 2026
lithic.com/card-issuing· checked 1 Oct 2026
lithic.com/transaction-processing· checked 1 Oct 2026
lithic.com/platform/accounts· checked 1 Oct 2026
lithic.com/fraud-risk-management· checked 1 Oct 2026
lithic.com/services/program-management· checked 1 Oct 2026
trust.lithic.com· checked 1 Oct 2026
docs.lithic.com/docs/get-api-key· checked 1 Oct 2026
lithic.com/about· checked 1 Oct 2026
docs.lithic.com/docs/getting-started-business-setup· checked 1 Oct 2026