Nium Physical and Virtual Cards

6.3easy start · #14of 20
in Card Issuing Platforms

Well documentedyes
Runs where you workno

Runs on api, Web.

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Nium Physical and Virtual Cards is ranked #14 of 20 in card issuing platforms on The Geeks Club. It runs on API, Web.

Nium Physical and Virtual Cards plans and pricing

All plans

Custom card program Pricing and program terms are not listed; contact Nium nium.com · 3 Oct 2026

Compared on card issuing platforms

Virtual cards: Yes
Physical cards: Yes
Issuing API: Yes
Spend controls: Yes
Funding and balances: Yes
Card program support: enterprise
KYC/KYB tools: Yes

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The record

What it does: Nium offers businesses physical, virtual, and digital card issuing funded by fiat or stablecoins.
Card controls: Programs can use spending limits, merchant controls, permissions, and rules for channels, geographies, merchant categories, and transaction types.
Funding and management: Cards can connect to consumer or corporate wallets, with funds loaded, held, and spent in real time; card activity and statements can be managed through APIs or the Nium web portal.
Card networks: Supported card schemes include Visa, Mastercard, and Discover, depending on market and program setup.
Security and risk: The product page lists 3DS, tokenization, lifecycle controls, fraud-risk tools, and chargeback support for eligible disputes.
Use cases: Nium describes card programs for corporate spend and procurement, payouts and disbursements, and travel and hotel payments.
Compliance support: Nium says it supports card program compliance with onboarding, KYC workflows, transaction monitoring, fraud risk management, and dispute management.
API and developer tools: Nium provides APIs, SDKs, guides, a production-like sandbox, an OpenAPI specification, and a Postman collection for developers.
Integrations: The product page says card issuing can connect with Nium wallets, balances, FX, and payouts in one experience.
Support: Nium describes expert support for program design, onboarding, launch, and ongoing management.
Issuance limit: Nium’s card documentation states a maximum of 1,000 active or locked virtual or physical cards per customer, with lower program limits possible.
Geographic limit: Nium’s card documentation says issuance is limited to approved countries and physical cards cannot be shipped to cross-border markets.
Company: Nium says it was founded in 2014 and is co-headquartered in Singapore and San Francisco.
Founded: 2014

Where it ranks on The Geeks Club

Best Card Issuing Platforms in 2026#14 of 20

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Sources

nium.com/products/physical-and-virtual-cards· checked 3 Oct 2026
nium.com/developers· checked 3 Oct 2026
docs.nium.com/docs/cards· checked 3 Oct 2026
nium.com/about-us· checked 3 Oct 2026