OpenWay Way4

6.4easy start · #9 of 20
in Card Issuing Platforms

Free to practise onnot on record
Free trialnot on record
Well documentedyes
Runs where you worknot on record

Runs on api, self-hosted, Web.

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OpenWay Way4 is ranked #9 of 20 in card issuing platforms on The Geeks Club. It runs on API, Self-hosted, Web.

Compared on card issuing platforms

Virtual cards: Yes
Physical cards: Yes
Issuing API: Yes
Spend controls: Yes
Funding and balances: Yes
Card program support: multi
KYC/KYB tools: Yes

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The record

What it does: Way4 Card Issuing is a real-time payment processing platform for banks, processors, and fintechs that supports payment products across card, account-to-account, and wallet rails.
Product configuration: OpenWay says 95% of Way4 is parameter-driven, so products, pricing, fees, limits, risk controls, and workflows can be configured through business rules.
Card lifecycle: The listed issuing functions include digital onboarding, instant issuing, card personalization, account and transaction management, authorization controls, clearing, settlement, disputes, and fraud prevention.
Payment products: Supported products listed include credit, debit, prepaid, virtual, corporate, multi-currency, crypto-backed, fleet, and BNPL cards, as well as e-money and tokens.
Integrations: The page lists Visa, Mastercard, American Express, Diners Club, UnionPay, JCB, SEPA, domestic payment schemes, and an extensive API catalogue for integration.
Wallets and contactless: Listed value-added services include wallet support and NFC payments through Apple Pay, Google Pay, Samsung Pay, Garmin Pay, and Fitbit Pay.
Security and compliance: The card issuing page lists PCI SSF, PCI SLC, PCI SSS, PCI PIN, PCI 3DS, PA DSS, PSD2, ISO 27001, and PCI DSS 4.0 Level 1 among its compliance standards.
Availability and scale: OpenWay lists 24/7/365 operation, 99.99% high availability, and performance of 5,500 transactions per second.
Deployment: Way4 supports on-premise, cloud, dedicated SaaS, and hybrid deployment models.
Target users: The card issuing page describes Way4 as serving banks, processors, and fintechs, while OpenWay's platform page also lists telcos, retailers, PSPs, and fuel card processors among its industries.
Support: OpenWay's platform page lists global support, and its contact page offers a Way4 support inquiry option.
Pricing: The pages reviewed direct prospective customers to request a demo or contact OpenWay; they do not state a Way4 subscription price.
Company: OpenWay describes itself as the developer and vendor of Way4; a company announcement says it started in 1995 and has headquarters in Belgium.
Purpose: Way4 Issuing is a real-time payments platform for banks, processors, and fintechs to launch and scale payment products.

Where it ranks on The Geeks Club

Best Card Issuing Platforms in 2026#9 of 20

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Sources

openwaygroup.com/way4-card-management-system· checked 4 Oct 2026
openwaygroup.com/way4-payment-platform· checked 4 Oct 2026
openwaygroup.com/contact· checked 4 Oct 2026
openwaygroup.com/new-blog/2021/6/3/we-are-hiring-in-bulg· checked 4 Oct 2026
openwaygroup.com/way4-release-news-blog/payment-methods-· checked 4 Oct 2026