Payconiq

6.2easy start · #67of 82
in Money Transfer Apps

Free trialno
Well documentedyes
Runs where you workno

Runs on Android, api, iOS.

Payconiq is ranked #67 of 82 in money transfer apps on The Geeks Club, made by Payconiq (9-11 rue Joseph Junck, L-1839 Luxembourg, Luxembourg). It runs on Android, API, iOS.

Payconiq plans and pricing

All plans

Payconiq for merchants No subscription or installation fees; merchants pay when they receive a payment. Commission pricing is adapted to the merchant; no fixed costs stated payconiq.lu · 11 Oct 2026

Compared on money transfer apps

Free plan: Yes
Recipient methods: bank
Mobile platforms: both
Transfer tracking: Yes

Best Payconiq alternatives

See all 20

TransferGo Lesson 18.8 Wise Lesson 28.7 Remitly Lesson 38.7 Xe Money Transfer Lesson 48.5 Paysera Lesson 58.4 Taptap Send Lesson 68.4

The record

What it does: Payconiq is a mobile banking payment solution for paying in stores, online and in apps, paying bills, and transferring money.
Payment flow: Payments are made directly from the user’s bank account to the recipient’s account.
Merchant uses: The maker lists point-of-sale, e-commerce, invoice payments and nonprofit fundraising as merchant use cases.
In-store options: Merchants can accept payments using terminal, customer-screen, receipt or standalone QR codes, including QR codes with customer-defined, fixed or changeable amounts.
Online checkout: Online merchants can offer QR-code payments or App2App payments, with payment confirmation returned to their system after bank approval.
Integrations: The maker says Payconiq works with e-commerce plugins but does not name them on the page; its point-of-sale page also describes integration with POS systems.
Security: Payconiq describes itself as a banking service that meets high security and encryption standards.
Regulatory status: Payconiq International SA says it is authorized as a Luxembourg payment institution and supervised by the CSSF.
Mobile apps: The maker says participating banks provide their own Payconiq apps through the App Store or Google Play.
Bank partners: The maker names Spuerkeess, POST Luxembourg, BIL, BGL BNP Paribas, ING Luxembourg and Raiffeisen Luxembourg as banks offering Payconiq to customers.
User fees: The maker says the bank’s Payconiq app is free and payments, transfers and receipts are free for users, excluding mobile-operator communication costs.
Support: The maker directs consumers to their bank for general information and activation help, and says Buckaroo is the primary merchant-services contact during and after the transition.
Transition: The maker says Payconiq payments are migrating to Wero in 2026 and that the Payconiq brand and app will no longer be used after the transition.
Founded: 2006

Where it ranks on The Geeks Club

Best Money Transfer Apps in 2026#67 of 82

Is Payconiq yours?

Claim it for free: prove the domain, then correct facts, plans and screenshots. An editor reviews every change.

Claim it free Promote Payconiq

Sources

payconiq.lu/en/faq-utilisateurs/· checked 11 Oct 2026
payconiq.lu/en/commercants-new-wero/· checked 11 Oct 2026
payconiq.lu/en/commercants/point-of-sale/· checked 11 Oct 2026
payconiq.lu/en/commercants/e-m-commerce/· checked 11 Oct 2026
payconiq.lu/en/the-company/· checked 11 Oct 2026
payconiq.lu· checked 28 Sept 2026