Stripe Radar helps businesses identify fraudulent payments and suspicious account activity, and prevent customer abuse in real time. Its AI is trained on more than 70 trillion data points across Stripe’s network, according to Stripe. Radar covers supported payment methods including bank debits, buy now pay later, crypto, digital wallets, real-time payments, and cash vouchers. Businesses processing payments with Stripe can run it in the background without additional setup. It can also be used with Stripe Connect, and APIs can provide risk signals for transactions processed through other payment providers. Plus and Pro add risk scores, custom rules, backtesting, manual reviews, risk preferences, adaptive 3D Secure, and advanced analytics; Pro adds several abuse signals and free-trial protection. Radar Lite is included at no additional charge for businesses on standard payments pricing. Paid plans start at $10/mo; plans for platforms and marketplaces start at $20/mo. Enterprises can request tailored recommendations and custom pricing. Stripe’s terms place responsibility for decisions based on Radar data on its users.
Who it is for
It suits businesses processing payments through Stripe, as well as platforms, marketplaces, and AI companies. Businesses using other payment providers can access Radar risk signals through APIs.
What is good
- Blocks fraudulent payments and flags suspicious accounts in real time.
- Covers multiple supported payment methods.
- Works in the background for existing Stripe payment users.
- Offers API risk signals for other payment processors.
What to know first
- Dynamic risk thresholds are limited to Pro.
- Risk scores and custom rules require Plus or Pro.
- Users are responsible for decisions based on Radar data.
Verdict
Radar combines payment fraud controls with account-abuse signals and broader payment-method coverage. Check which plan includes the risk controls your business needs, and account for responsibility over decisions based on its data.
Stripe Radar plans and pricing
All plansCompared on payment fraud detection software
- Free plan
- Yes
- Paid from
- $10/mo
- Real-time scoring
- Yes
- Custom rules
- Yes
- Machine-learning models
- Yes
- Device fingerprinting
- Yes
