Unit

6.7easy start · #4 of 31
in Banking-as-a-Service Platforms

Free to practise onnot on record
Free trialnot on record
Well documentedyes
Runs where you workyes

Runs on Android, api, iOS, Web.

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Unit is ranked #4 of 31 in banking-as-a-service platforms on The Geeks Club. It runs on Android, API, iOS, Web.

Unit plans and pricing

All plans

Unit Platform Not published actual card pricing, shipping and order minimums depend on program and design choices unit.co · 30 Sept 2026

Compared on banking-as-a-service platforms

Card issuing: Yes
Embedded accounts: Yes
Payment rails: ach
KYC/AML tools: Yes
Ledger: Yes
Supported regions: United States

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The record

Product: Unit provides financial infrastructure for businesses to embed money storage, movement, spending, and lending in their products.
Financial building blocks: The platform supports deposit and wallet accounts, cards, credit products, and money movement including ACH, wires, RTP, checks, and international payments.
Ledger and visibility: Unit tracks transactions on its native ledger with settlement-level visibility.
Developer tools: Developer tools include an API, customer tokens, simulations, open-source SDKs, data warehouse sync, and brandable UI components.
Integrations: Listed integrations include Plaid, Yodlee, TabaPay, Stytch, Rainforest, Intuit, AWS S3, Google Cloud Storage, Auth0, and Allpoint.
Security certifications: Unit states that it is SOC 2 Type II compliant and PCI DSS Level 1 certified.
Encryption: Unit says it encrypts sensitive data at rest using AES 256-GCM and data in transit using TLS 1.2 or higher.
Dashboard security: The Unit Dashboard supports SAML 2.0 single sign-on, multi-factor authentication, and built-in team roles and permissions.
Support: Unit directs customers seeking security policies, reports, or documents to contact [email protected].
Banking status: Unit says it is a financial technology company, not a bank, and that banking services are provided by its partner banks, which are Members FDIC.
Deposit insurance limitation: Pass-through deposit insurance is subject to FDIC rules and conditions, and Unit says it may not be available if those conditions are not met.
Target customers: Unit describes its platform as serving companies building embedded financial products, with examples spanning small-business banking, landlord services, employee benefits, and freight payments.
Pricing availability: The Unit pages reviewed direct prospective customers to chat with an expert; the pricing page could not be opened and the reviewed pages did not state a price.
What it does: Unit is an enterprise-grade financial infrastructure platform for offering financial services to customers.

Where it ranks on The Geeks Club

Best Banking-as-a-Service Platforms in 2026#4 of 31

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Sources

unit.co· checked 30 Sept 2026
unit.co/platform-overview· checked 30 Sept 2026
unit.co/integrations· checked 30 Sept 2026
unit.co/security· checked 30 Sept 2026
unit.co/docs/· checked 30 Sept 2026
unit.co/docs/ui-components/· checked 30 Sept 2026
unit.co/guides/configuring-your-build· checked 30 Sept 2026
unit.co/docs/api/using-the-api/· checked 30 Sept 2026
unit.co/docs/card-issuance/· checked 30 Sept 2026
unit.co/blog/deepening-our-commitment-to-banks· checked 30 Sept 2026
unit.co/docs/api/sandbox/· checked 30 Sept 2026
unit.co/about· checked 30 Sept 2026