WISE Financial Fitness

6.8easy start · #8of 26
in Financial Wellness Software
  • Free to practise onno
  • Free trialyes
  • Well documentedyes
  • Runs where you workyes

Runs on Android, iOS, Web. Paid plans from $7.99/mo.

WISE Financial Fitness is a personal finance membership from Pocket of Money, LLC, founded by Dr. Maria James. It helps members work toward goals such as saving, paying off debt, using credit wisely, increasing income, and building wealth. Membership includes the WISE Score financial assessment and a custom W.I.S.E. Lifestyle Strategy plan, as well as money management tools, a cash flow planner, and calculators. Members can use self-paced classes and protocols, with immediate access to available resources; the pricing page also lists cash prizes for progress. The service covers budgeting, saving, debt elimination, credit, income, insurance, retirement, and home topics. Members access content online from a computer or mobile device using a username and password, and the service is available on web, Android, and iOS. Listed membership features include 1:1 coaching, personalized action plans, and an education library. A free 14-day trial is available; the WISE Success Rebel plan is 7.99 USD per month, and there is no free plan. Members may cancel at any time, but refunds are not issued.

Who it is for

WISE Financial Fitness may suit people looking for structured support across budgeting, debt, credit, saving, or other listed financial topics. It also offers an employer program with coaching, courses, tools, and quarterly challenges.

What is good

  • Includes a financial assessment and custom plan.
  • Offers 1:1 coaching and personalized action plans.
  • Self-paced classes and protocols.
  • Available on web, Android, and iOS.
  • 14-day free trial.

What to know first

  • No free plan after the trial.
  • Refunds are not issued.
  • Membership resources require an active membership.

Verdict

WISE Financial Fitness brings financial tools, education, coaching, and a custom plan into a membership. The 14-day trial provides a starting point, but note the recurring plan price and no-refund policy.

WISE Financial Fitness plans and pricing

All plans
Trial Free Free for 14 Days · WISE Score · custom financial plan · coaching · money tools · cash flow planner · calculators · classes and protocols · cash prizes · WISE Pocket of Money app wisefinancialfitness.com · 8 Oct 2026
WISE Success Rebel $7.99/mo $7.99 / Month WISE Score · custom financial plan · coaching · money tools · cash flow planner · calculators · classes and protocols · cash prizes · WISE Pocket of Money app wisefinancialfitness.com · 8 Oct 2026

Compared on financial wellness software

Free plan
No
1:1 coaching
Yes
Personalized action plans
Yes
Education library
Yes
Access channels
web_and_mobile
Financial topic coverage
budgeting; saving; debt elimination; credit; income; insurance; retirement; home and vehicle purchases; higher education; investing; wealth building

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