WISE Financial Fitness is a personal finance membership from Pocket of Money, LLC, founded by Dr. Maria James. It helps members work toward goals such as saving, paying off debt, using credit wisely, increasing income, and building wealth. Membership includes the WISE Score financial assessment and a custom W.I.S.E. Lifestyle Strategy plan, as well as money management tools, a cash flow planner, and calculators. Members can use self-paced classes and protocols, with immediate access to available resources; the pricing page also lists cash prizes for progress. The service covers budgeting, saving, debt elimination, credit, income, insurance, retirement, and home topics. Members access content online from a computer or mobile device using a username and password, and the service is available on web, Android, and iOS. Listed membership features include 1:1 coaching, personalized action plans, and an education library. A free 14-day trial is available; the WISE Success Rebel plan is 7.99 USD per month, and there is no free plan. Members may cancel at any time, but refunds are not issued.
Who it is for
WISE Financial Fitness may suit people looking for structured support across budgeting, debt, credit, saving, or other listed financial topics. It also offers an employer program with coaching, courses, tools, and quarterly challenges.
What is good
- Includes a financial assessment and custom plan.
- Offers 1:1 coaching and personalized action plans.
- Self-paced classes and protocols.
- Available on web, Android, and iOS.
- 14-day free trial.
What to know first
- No free plan after the trial.
- Refunds are not issued.
- Membership resources require an active membership.
Verdict
WISE Financial Fitness brings financial tools, education, coaching, and a custom plan into a membership. The 14-day trial provides a starting point, but note the recurring plan price and no-refund policy.
WISE Financial Fitness plans and pricing
All plansCompared on financial wellness software
- Free plan
- No
- 1:1 coaching
- Yes
- Personalized action plans
- Yes
- Education library
- Yes
- Access channels
- web_and_mobile
- Financial topic coverage
- budgeting; saving; debt elimination; credit; income; insurance; retirement; home and vehicle purchases; higher education; investing; wealth building