Best Budgeting Software in 2026
Updated
In short: Workday Adaptive Planning is ranked #1 of 32 as of 5 October 2026, ahead of YNAB and Buckets. The lowest first paid tier on this page is YNAB at $9.08/mo.
Budgeting software helps you build plans, monitor results, and consider alternative financial scenarios. Compared on accounting integrations, actual-versus-budget tracking, approval workflows, deployment, free plan, multi-entity budgeting, paid-from price, rolling forecasts, and scenario planning, the entries offer criteria for evaluating both process and setup. Workday Adaptive Planning, YNAB, and Buckets are among the options to assess. Consider whether you need to track performance against a plan, coordinate approvals, or budget across entities; then compare those needs with the deployment and integration details and the listed pricing information.
32 budgeting software ranked on what their makers publish — plans and prices, free tiers, platforms and the facts on their own pages.
Budgeting Software, ranked on how quickly a newcomer can get going. 6 of the 25 on this page can be tried for free.
- 1 Workday Adaptive Planning
- Free to practise on: not on record
- Free trial: yes
- Well documented: yes
- Runs where you work: yes
- 2 YNABPaid from $9.08/mo
- Free to practise on: not on record
- Free trial: yes
- Well documented: yes
- Runs where you work: yes
- 3 BucketsPaid from $64/mo
- Free to practise on: not on record
- Free trial: yes
- Well documented: yes
- Runs where you work: yes
- 4 OnePlanPaid from $10/mo
- Free to practise on: not on record
- Free trial: yes
- Well documented: yes
- Runs where you work: yes
- 5 CalendarBudgetPaid from $11.99/mo
- Free to practise on: not on record
- Free trial: yes
- Well documented: yes
- Runs where you work: yes
- 6 Pigment
- Free to practise on: not on record
- Free trial: yes
- Well documented: yes
- Runs where you work: not on record
- 7 OpenGov Accounts Payable
- Free to practise on: not on record
- Free trial: not on record
- Well documented: yes
- Runs where you work: not on record
- 8 Cube
- Free to practise on: not on record
- Free trial: not on record
- Well documented: yes
- Runs where you work: not on record
- 9 Euna Budget
- Free to practise on: not on record
- Free trial: not on record
- Well documented: yes
- Runs where you work: not on record
- 10 Lucanet
- Free to practise on: not on record
- Free trial: not on record
- Well documented: yes
- Runs where you work: not on record
- 11 Planful
- Free to practise on: not on record
- Free trial: not on record
- Well documented: yes
- Runs where you work: not on record
- 12 Prophix One
- Free to practise on: not on record
- Free trial: not on record
- Well documented: yes
- Runs where you work: not on record
- 13 Solver
- Free to practise on: not on record
- Free trial: not on record
- Well documented: yes
- Runs where you work: not on record
- 14 True North Budgeting
- Free to practise on: not on record
- Free trial: not on record
- Well documented: yes
- Runs where you work: yes
- 15 Unit4 FP&A
- Free to practise on: not on record
- Free trial: not on record
- Well documented: yes
- Runs where you work: not on record
- 16 Vena
- Free to practise on: not on record
- Free trial: not on record
- Well documented: yes
- Runs where you work: not on record
- 17 Board
- Free to practise on: not on record
- Free trial: not on record
- Well documented: yes
- Runs where you work: not on record
- 18 BudgytPaid from $399/mo
- Free to practise on: not on record
- Free trial: not on record
- Well documented: yes
- Runs where you work: not on record
- 19 ClearGov Budget Cycle
- Free to practise on: not on record
- Free trial: not on record
- Well documented: yes
- Runs where you work: not on record
- 20 Datarails
- Free to practise on: not on record
- Free trial: not on record
- Well documented: yes
- Runs where you work: not on record
- 21 Jedox
- Free to practise on: not on record
- Free trial: not on record
- Well documented: yes
- Runs where you work: not on record
- 22 OpenGov Budgeting & Performance
- Free to practise on: not on record
- Free trial: not on record
- Well documented: yes
- Runs where you work: not on record
- 23 Questica Budget
- Free to practise on: not on record
- Free trial: not on record
- Well documented: yes
- Runs where you work: not on record
- 24 Acterys
- Free to practise on: not on record
- Free trial: not on record
- Well documented: yes
- Runs where you work: not on record
- 25 Centage
- Free to practise on: not on record
- Free trial: not on record
- Well documented: yes
- Runs where you work: not on record
Compare all 25 in a table
| # | Platform | Score | Free plan | From | Free plan | Paid from | Approval workflows | Scenario planning |
|---|---|---|---|---|---|---|---|---|
| 1 | Workday Adaptive Planning | 7.1 | No | — | No | — | — | — |
| 2 | YNAB | 7.0 | No | $9.08/mo | No | 9.08 /user/mo | — | — |
| 3 | Buckets | 6.9 | No | $64/mo | No | — | — | — |
| 4 | OnePlan | 6.9 | No | $10/mo | No | 10 /user/mo | Yes | Yes |
| 5 | CalendarBudget | 6.7 | No | $11.99/mo | No | — | — | — |
| 6 | Pigment | 6.5 | No | — | — | — | — | — |
| 7 | OpenGov Accounts Payable | 6.4 | No | — | — | — | Yes | Yes |
| 8 | Cube | 6.3 | No | — | — | — | — | — |
| 9 | Euna Budget | 6.3 | No | — | — | — | Yes | Yes |
| 10 | Lucanet | 6.2 | No | — | — | — | Yes | Yes |
| 11 | Planful | 6.2 | No | — | — | — | — | — |
| 12 | Prophix One | 6.1 | No | — | No | — | — | — |
| 13 | Solver | 6.1 | No | — | — | — | — | — |
| 14 | True North Budgeting | 6.1 | No | — | No | — | — | — |
| 15 | Unit4 FP&A | 6.1 | No | — | — | — | — | Yes |
| 16 | Vena | 6.1 | No | — | — | — | — | — |
| 17 | Board | 6.0 | No | — | No | — | — | — |
| 18 | Budgyt | 6.0 | No | $399/mo | No | — | Yes | Yes |
| 19 | ClearGov Budget Cycle | 6.0 | No | — | — | — | Yes | Yes |
| 20 | Datarails | 6.0 | No | — | No | — | Yes | Yes |
| 21 | Jedox | 6.0 | No | — | — | — | — | — |
| 22 | OpenGov Budgeting & Performance | 5.9 | No | — | — | — | Yes | Yes |
| 23 | Questica Budget | 5.9 | No | — | — | — | Yes | Yes |
| 24 | Acterys | 5.8 | No | — | No | — | — | — |
| 25 | Centage | 5.8 | No | — | No | — | — | — |
Is your platform on this list?
Numbered spots on this list can be sponsored, and a sponsored row is labelled as paid.
Questions about this list
Which budgeting software is ranked first on The Geeks Club?
Workday Adaptive Planning is ranked #1 of 32 with a score of 7.1. YNAB is second and Buckets third.
How many of these have a free plan?
0 of the 25 on this page publish a free plan on their own pricing pages.
Which is the cheapest paid option?
On this page, YNAB has the lowest first paid tier we found: $9.08/mo.
How is this list ranked?
Ranked on how quickly a newcomer can get going: documentation depth, a free tier or trial, and the platforms it runs on.