Best Financial Literacy Apps in 2026
Updated
Building money skills can mean learning to budget, understand credit or explore investing, and the listed apps differ in their lessons and ways to practice. Compare budgeting, credit and investing lessons with financial simulations and guided practice. Personalized learning may also matter, depending on how you prefer to study. Finfluent, Moneyling Dreamlife-Sim and StockMotion are among the entries to consider, alongside FNCO and Thrive. Check free-plan availability and paid-from pricing as you weigh the subjects and learning features against your goals—whether you want to practice financial decisions or focus on a particular area.
Financial Literacy Apps, ranked on how quickly a newcomer can get going.21 of 21 products with recorded free access can be tried for free.
- 1 FinfluentFree plan
- Free to practise on: yes
- Well documented: yes
- Runs where you work: yes
- 2 FNCOPaid from £7.50/mo
- Free to practise on: yes
- Well documented: yes
- Runs where you work: yes
- 3 Moneyling Dreamlife-SimPaid from $19.99/mo
- Free to practise on: yes
- Well documented: yes
- Runs where you work: yes
- 4 StockMotionFree plan
- Free to practise on: yes
- Well documented: yes
- Runs where you work: yes
- 5 LevelaFree plan
- Free to practise on: yes
- Well documented: yes
- Runs where you work: yes
- 6 RedvestFree plan
- Free to practise on: yes
- Well documented: yes
- Runs where you work: no
- 7 The NeighborMoodFree plan
- Free to practise on: yes
- Well documented: yes
- Runs where you work: yes
- 8 VespidFree plan
- Free to practise on: yes
- Well documented: yes
- Runs where you work: no
- 9 FitMoney $uperSquadFree plan
- Free to practise on: yes
- Free trial: no
- Well documented: yes
- Runs where you work: yes
- 10 InvestLearningFree plan
- Free to practise on: yes
- Well documented: yes
- Runs where you work: no
- 11 PlainvestFree plan
- Free to practise on: yes
- Well documented: yes
- Runs where you work: no
- 12 SquirrelFree plan
- Free to practise on: yes
- Well documented: yes
- Runs where you work: no
- 13 ThriveFree plan
- Free to practise on: yes
- Well documented: yes
- Runs where you work: no
- 14 ZMoney+Free plan
- Free to practise on: yes
- Well documented: yes
- Runs where you work: no
- 15 HowTheMarketWorksFree plan
- Free to practise on: yes
- Well documented: yes
- Runs where you work: no
- 16 InvestmateFree plan
- Free to practise on: yes
- Free trial: no
- Well documented: yes
- Runs where you work: no
- 17 CaperaFree plan
- Free to practise on: yes
- Free trial: no
- Well documented: yes
- Runs where you work: no
- 18 FDIC Money SmartFree plan
- Free to practise on: yes
- Free trial: no
- Well documented: yes
- Runs where you work: no
- 19 MoneyQuestFree plan
- Free to practise on: yes
- Free trial: no
- Well documented: yes
- Runs where you work: no
- 20 Wall Street SurvivorFree plan
- Free to practise on: yes
- Free trial: no
- Well documented: yes
- Runs where you work: no
- 21 MoneyTimePaid from $5.50/mo
- Free to practise on: no
- Free trial: yes
- Well documented: yes
- Runs where you work: no
- 22 Zogo
- Well documented: yes
- Runs where you work: yes
- 23 CentsiblePaid from $14.99/mo
- Well documented: yes
- Runs where you work: no
- 24 Banzai
- Well documented: yes
- Runs where you work: no
- 25 EVERFI Financial Education
- Well documented: yes
- Runs where you work: no
Compare all 25 in a table
| # | Platform | Score | Free plan | From | Free plan | Paid from | Budgeting lessons | Credit lessons |
|---|---|---|---|---|---|---|---|---|
| 1 | Finfluent | 7.4 | Free plan | Free | Yes | Yes | Yes | |
| 2 | FNCO | 7.3 | Free plan | £7.50/mo | Yes | Yes | Yes | |
| 3 | Moneyling Dreamlife-Sim | 7.3 | Free plan | $19.99/mo | Yes | 9.99 /mo | Yes | Yes |
| 4 | StockMotion | 7.3 | Free plan | Free | Yes | Yes | ||
| 5 | Levela | 7.2 | Free plan | Free | Yes | Yes | Yes | |
| 6 | Redvest | 7.2 | Free plan | Free | Yes | |||
| 7 | The NeighborMood | 7.2 | Free plan | Free | Yes | Yes | Yes | |
| 8 | Vespid | 7.2 | Free plan | Free | Yes | Yes | ||
| 9 | FitMoney $uperSquad | 7.1 | Free plan | Free | Yes | Yes | Yes | |
| 10 | InvestLearning | 7.1 | Free plan | Free | Yes | Yes | Yes | |
| 11 | Plainvest | 7.1 | Free plan | Free | Yes | |||
| 12 | Squirrel | 7.1 | Free plan | Free | Yes | Yes | ||
| 13 | Thrive | 7.1 | Free plan | Free | Yes | 4.99 /mo | Yes | Yes |
| 14 | ZMoney+ | 7.1 | Free plan | Free | Yes | Yes | Yes | |
| 15 | HowTheMarketWorks | 7.0 | Free plan | Free | Yes | |||
| 16 | Investmate | 6.9 | Free plan | Free | Yes | |||
| 17 | Capera | 6.8 | Free plan | Free | Yes | Yes | Yes | |
| 18 | FDIC Money Smart | 6.8 | Free plan | Free | Yes | Yes | Yes | |
| 19 | MoneyQuest | 6.8 | Free plan | Free | Yes | Yes | Yes | |
| 20 | Wall Street Survivor | 6.8 | Free plan | Free | Yes | |||
| 21 | MoneyTime | 6.7 | No | $5.50/mo | No | Yes | Yes | |
| 22 | Zogo | 6.7 | Yes | Yes | ||||
| 23 | Centsible | 6.4 | $14.99/mo | Yes | 14.99 /mo | Yes | Yes | |
| 24 | Banzai | 6.3 | Yes | |||||
| 25 | EVERFI Financial Education | 5.9 | Yes | Yes | Yes |
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Numbered spots on this list can be sponsored, and a sponsored row is labelled as paid.








