ZMoney+

7.1easy start · #14of 25
in Financial Literacy Apps

Free to practise onyes
Well documentedyes
Runs where you workno

Runs on Web.

Visit site Alternatives

ZMoney+ is ranked #14 of 25 in financial literacy apps on The Geeks Club. It runs on Web. There is a free plan.

ZMoney+ plans and pricing

All plans

Free Free Core features are free · Optional cosmetic and premium unlocks can be earned with ZCash zmoneyplus.com · 7 Oct 2026

Compared on financial literacy apps

Free plan: Yes
Budgeting lessons: Yes
Credit lessons: Yes
Investing lessons: Yes
Financial simulations: Yes
Guided practice: Yes

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The record

Purpose: ZMoney+ is an India-focused personal-finance simulator and learning app for practising mutual-fund investing with virtual capital.
Portfolio testing: Users can build and back-test portfolios on real historical data and replay them through past markets using the Time Machine.
Fund data: Mutual-fund NAVs come from mfapi.in, and the site says its scheme data comes from AMFI.
Fund coverage: The site says users can search thousands of Indian mutual funds by name, category, scheme type, and Direct or Regular plan.
CAS import: Users can import a Consolidated Account Statement from CAMS or KFintech to review fund overlap, allocation, and SIP versus lumpsum holdings.
Calculators: The site lists 14 financial planning calculators, including SIP, NPS, EPF, PPF, ELSS, goal planning, tax, HRA, gratuity, and inflation tools.
Learning: The site offers financial lessons and a gamified Quiz Arena where users can earn ZCash.
Financial checkup: The app includes a financial health checkup.
Account access: Users can sign in with a one-time code sent by email or mobile; the homepage says no password, card, or KYC is needed.
Cost and unlocks: The site says all core features are free and optional cosmetic or premium unlocks can be earned with ZCash.
Risk and advice: All trades use virtual capital; the site says no real money is invested and its content is not investment advice.
Regulatory status: ZMoney+ says it is not registered with SEBI, RBI, IRDAI, or AMFI and is not a broker, exchange, or advisor.
Support: The About page provides [email protected] as a contact address.
Intended audience: The CAS portfolio review page describes the service as built for salaried professionals, including people at MNCs or technology companies.
Price from: Free

Where it ranks on The Geeks Club

Best Financial Literacy Apps in 2026#14 of 25

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Sources

zmoneyplus.com/about· checked 7 Oct 2026
zmoneyplus.com· checked 7 Oct 2026
zmoneyplus.com/learn/portfolio-review/· checked 7 Oct 2026
zmoneyplus.com/calculators· checked 7 Oct 2026