Best Merchant of Record Software in 2026
Updated
Selling digital products or subscriptions involves choices about checkout, delivery and the financial details around each sale. Merchant of record software can bring these needs together, so compare checkout options, digital delivery, subscription billing and tax handling against your business model. Supported countries and payout currencies may affect where and how you operate; free-plan availability and the paid-from price add cost considerations. Tebex, Polar and Coda are among the services shown, alongside Fungies and FastSpring. Think through how you sell, bill and deliver, then weigh those requirements against the listed coverage and capabilities.
Merchant of Record Software, ranked on how quickly a newcomer can get going.7 of 7 products with recorded free access can be tried for free.
- 1 TebexPaid from £12.49/mo
- Free to practise on: yes
- Free trial: yes
- Well documented: yes
- Runs where you work: no
- 2 PolarPaid from $20/mo
- Free to practise on: yes
- Well documented: yes
- Runs where you work: yes
- 3 CodaFree plan
- Free to practise on: yes
- Well documented: yes
- Runs where you work: yes
- 4 AquadraticPaid from $19/mo
- Free to practise on: yes
- Well documented: yes
- Runs where you work: no
- 5 FungiesFree plan
- Free to practise on: yes
- Well documented: yes
- Runs where you work: no
- 6 Lemon SqueezyFree plan
- Free to practise on: yes
- Free trial: no
- Well documented: yes
- Runs where you work: no
- 7 FastSpring
- Free trial: yes
- Well documented: yes
- Runs where you work: no
- 8 Breeze
- Well documented: yes
- Runs where you work: no
- 9 Freemius
- Well documented: yes
- Runs where you work: yes
- 10 Gumroad
- Well documented: yes
- Runs where you work: yes
- 11 Whop
- Well documented: yes
- Runs where you work: yes
- 12 Reach
- Well documented: yes
- Runs where you work: no
- 13 Wayopay
- Well documented: yes
- Runs where you work: no
- 14 AppStar
- Well documented: yes
- Runs where you work: no
- 15 FINBPM
- Well documented: yes
- Runs where you work: no
- 16 Xsolla
- Free to practise on: no
- Well documented: yes
- Runs where you work: yes
- 17 Creem
- Free to practise on: no
- Well documented: yes
- Runs where you work: yes
- 18 Dodo Payments
- Free to practise on: no
- Well documented: yes
- Runs where you work: yes
- 19 NDEIGHTPaid from $49/mo
- Well documented: yes
- Runs where you work: no
- 20 Stripe Managed Payments
- Free to practise on: no
- Well documented: yes
- Runs where you work: yes
- 21 Zotlo
- Free to practise on: no
- Well documented: yes
- Runs where you work: yes
- 22 Cleverbridge
- Well documented: yes
- Runs where you work: no
- 23 Macropay
- Well documented: yes
- Runs where you work: no
- 24 PayPro Global
- Well documented: yes
- Runs where you work: yes
- 25 2Checkout Hosted Checkout
- Free to practise on: no
- Well documented: yes
- Runs where you work: no
Compare all 25 in a table
| # | Platform | Score | Free plan | Paid from | Tax handling | Subscription billing |
|---|---|---|---|---|---|---|
| 1 | Tebex | 7.7 | Yes | full | Yes | |
| 2 | Polar | 7.4 | Yes | 20 /mo | full | Yes |
| 3 | Coda | 7.3 | No | full | Yes | |
| 4 | Aquadratic | 7.1 | Yes | full | ||
| 5 | Fungies | 7.0 | Yes | full | Yes | |
| 6 | Lemon Squeezy | 6.8 | Yes | |||
| 7 | FastSpring | 6.7 | No | |||
| 8 | Breeze | 6.6 | full | Yes | ||
| 9 | Freemius | 6.6 | full | Yes | ||
| 10 | Gumroad | 6.6 | ||||
| 11 | Whop | 6.6 | Yes | full | Yes | |
| 12 | Reach | 6.5 | full | Yes | ||
| 13 | Wayopay | 6.5 | No | full | Yes | |
| 14 | AppStar | 6.4 | calculation | Yes | ||
| 15 | FINBPM | 6.4 | full | Yes | ||
| 16 | Xsolla | 6.4 | No | full | Yes | |
| 17 | Creem | 6.3 | No | full | Yes | |
| 18 | Dodo Payments | 6.3 | No | full | Yes | |
| 19 | NDEIGHT | 6.3 | collection | Yes | ||
| 20 | Stripe Managed Payments | 6.3 | No | full | Yes | |
| 21 | Zotlo | 6.3 | No | full | Yes | |
| 22 | Cleverbridge | 6.2 | ||||
| 23 | Macropay | 6.2 | No | full | Yes | |
| 24 | PayPro Global | 6.2 | No | |||
| 25 | 2Checkout Hosted Checkout | 6.1 | No |
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Numbered spots on this list can be sponsored, and a sponsored row is labelled as paid.