Best Payment Processing Software in 2026
53 payment processing software ranked on what their makers publish — plans and prices, free tiers, platforms and the facts on their own pages.
53ranked
10free plans on this page
€9/molowest paid tier
23 Sept 2026last checked
#1 Airwallex Payments Top pick · 8.3 Free plan · $12/mo
#2 Adyen Runner-up · 7.7 
#3 Mollie Also great · 7.7 Free plan · €9/mo
- Free plan AndroidapiiOSWeb
- Free plan
- Yes
- Payment methods
- Cards, digital wallets, bank transfers, buy-now-pay-later, direct debit, online banking, and cash methods
- Recurring billing
- Yes
- Payment links
- Yes
- In-person payments
- Yes
RecognisedDocumentedFree planPlatformsFree trial$12/mofirst paid tier About Airwallex PaymentsVisit site - AndroidapiiOSWeb
- Free plan
- No
- Payment methods
- ACH Direct Debit, Afterpay, Alipay, American Express, Apple Pay, Bancontact, Blik, Carte Bancaire, China UnionPay, Clearpay, Diners, Discover, eftpos Australia, Girocard, Google Pay, iDEAL, JCB, Klarna, Maestro, Mastercard, MB Way, MobilePay, Multibanco, online banking, open banking, PayPal, PayTo, Trustly, TWINT, Vipps, Visa, WeChat Pay
RecognisedDocumentedFree planPlatformsFree trial - Free plan AndroidapiiOSWeb
- Free plan
- No
- Payment methods
- Credit/debit cards; BANCOMAT Pay; Bancontact; Belfius Pay Button; Bizum; BLIK; EPS; iDEAL; KBC Payment Button; MB Way; Multibanco; MyBank; Pay by Bank; Przelewy24; Satispay; SEPA Bank Transfer; TWINT; SEPA Direct Debit; Alma; Billie; in3; Klarna; Riverty; gift cards; paysafecard; vouchers; Apple Pay; Google Pay; PayPal; point of sale
RecognisedDocumentedFree planPlatformsFree trial€9/mofirst paid tier About MollieVisit site - WebiOSAndroid
- Free plan
- No
- Payment methods
- Cards, UPI, net banking, Paytm Bank Wallet, Paytm Postpaid, EMI, bank transfer and gift vouchers
RecognisedDocumentedFree planPlatformsFree trial - Free plan Web
- Free plan
- Yes
- Payment methods
- Visa, Mastercard, American Express, eftpos, JCB, Discover, Diners Club, Apple Pay, Google Pay
- Recurring billing
- Yes
- Payment links
- Yes
- In-person payments
- Yes
RecognisedDocumentedFree planPlatformsFree trial - Free plan AndroidapiiOSWeb
- Free plan
- No
- Payment methods
- major card schemes; direct debit; voucher payment schemes; digital wallets; bank transfers
RecognisedDocumentedFree planPlatformsFree trial - WebiOSAndroid
- Free plan
- No
- Payment methods
- Credit cards, debit cards, American Express, Discover, Mastercard, Visa, Apple Pay, Google Pay, EFT/ACH, eCheck, alternative and local payment methods
RecognisedDocumentedFree planPlatformsFree trial - AndroidapiiOSWeb
- Free plan
- No
- Payment methods
- Cards, bank transfers, digital wallets, cash, real-time payment networks, stablecoins
- Recurring billing
- Yes
- Payment links
- Yes
- In-person payments
- Yes
RecognisedDocumentedFree planPlatformsFree trial$99/mofirst paid tier About RapydVisit site - WebAndroidiOS
- Payment methods
- Cards, UPI, net banking, wallets, EMI, BNPL, pay by points, international cards, brand wallets and e-challans
- Recurring billing
- Yes
- Payment links
- Yes
- In-person payments
- No
RecognisedDocumentedFree planPlatformsFree trial - Free trial AndroidapiiOSWeb
- Free plan
- No
- Payment methods
- Cards; UPI; Cardless EMI; EMI; Netbanking; Wallets; Pay Later; Credit Card on UPI
RecognisedDocumentedFree planPlatformsFree trial - WebiOSAndroid
- Payment methods
- Cards, virtual accounts, bank transfers, e-wallets, QR codes, direct debit, retail outlets, online installments
RecognisedDocumentedFree planPlatformsFree trial - WebiOSAndroid
- Free plan
- No
- Payment methods
- Cards, UPI, net banking, wallets, EMI, BNPL, QR and payment links
RecognisedDocumentedFree planPlatformsFree trial - WebiOSAndroid
- Free plan
- No
- Payment methods
- Credit cards; debit cards; net banking; UPI; prepaid instruments and wallets; bank EMI; mobile payments; cash cards
RecognisedDocumentedFree planPlatformsFree trial - Web
- Payment methods
- credit cards, debit cards, local bank transfers, cash payments, digital wallets, mobile money, real-time payments, buy now pay later
- Recurring billing
- Yes
- Payment links
- Yes
RecognisedDocumentedFree planPlatformsFree trial - Free planFree trial Web
- Free plan
- Yes
RecognisedDocumentedFree planPlatformsFree trial - WebiOSAndroid
- Payment methods
- Cards, digital wallets, bank transfers, QR payments, over-the-counter payments, instalments, buy now pay later
RecognisedDocumentedFree planPlatformsFree trial - AndroidapiiOSWeb
- Free plan
- No
- Payment methods
- Visa, Mastercard, Visa Electron, V-Pay, Maestro, JCB, UPI, PagoBANCOMAT, American Express, Google Pay, Apple Pay and other mobile and alternative payment methods
- Recurring billing
- Yes
- Payment links
- Yes
- In-person payments
- Yes
RecognisedDocumentedFree planPlatformsFree trial - Free plan Web
- Free plan
- Yes
- Payment methods
- Visa, Mastercard, American Express, Apple Pay, Google Pay, SEPA direct debit, bank transfer, check, cash
- Recurring billing
- Yes
- Payment links
- Yes
RecognisedDocumentedFree planPlatformsFree trial - WebiOSAndroid
- Payment methods
- cards, bank accounts, bank transfers, USSD, Apple Pay, Google Pay, Visa QR, mobile money, POS
RecognisedDocumentedFree planPlatformsFree trial - Free plan AndroidapiiOSmacOSWebWindows
- Free plan
- No
- Payment methods
- Visa, Mastercard, Discover, American Express, credit cards, debit cards, ACH, EFT/PAD, Apple Pay, Google Pay, Interac Debit, HSA/FSA cards
- Recurring billing
- Yes
- Payment links
- Yes
- In-person payments
- Yes
RecognisedDocumentedFree planPlatformsFree trial - Free plan Web
- Free plan
- Yes
- Payment methods
- Stripe, PayPal, Square, Authorize.net, Mollie, Razorpay, Paystack, Payrexx, SSLCOMMERZ, Billplz, Xendit, Flutterwave, Moneris, Viva Wallet, offline bank transfer or cheque
- Recurring billing
- Yes
RecognisedDocumentedFree planPlatformsFree trial - Free plan Web
- Free plan
- Yes
- Payment methods
- Card, ACH Direct Debit, SEPA Direct Debit, Alipay, Bancontact, FPX, giropay, iDEAL, Klarna, Afterpay/Clearpay, Przelewy24, Apple Pay, Google Pay, Microsoft Pay, MobilePay, BECS Direct Debit, PromptPay, WeChat Pay, PIX, BLIK
- Recurring billing
- Yes
RecognisedDocumentedFree planPlatformsFree trial - Web
- Payment methods
- Cards, ACH, direct debit, bank transfer, eWallets, cash, prepaid vouchers, Apple Pay, BLIK, crypto
- Recurring billing
- Yes
- Payment links
- Yes
- In-person payments
- Yes
RecognisedDocumentedFree planPlatformsFree trial - Free planFree trial apiLinuxmacOSself-hostedWebWindows
- Free plan
- Yes
- Paid from
- 40 /mo
RecognisedDocumentedFree planPlatformsFree trial - WebiOSAndroid
- Free plan
- No
- Payment methods
- Cards, digital wallets, local payment methods, direct debit and other payment methods
RecognisedDocumentedFree planPlatformsFree trial
Is your platform on this list?
Numbered spots on this list can be sponsored. They are labelled, and the editorial order and scores never change for payment.
Questions about this list
Which payment processing software is ranked first on The Geeks Club?
Airwallex Payments is ranked #1 of 53 with a score of 8.3. Adyen is second and Mollie third.
How many of these have a free plan?
10 of the 25 on this page publish a free plan on their own pricing pages.
Which is the cheapest paid option?
On this page, Mollie has the lowest first paid tier we found: €9/mo.
How is this list ranked?
Certifications are listed from the provider's own catalogue with level, role and exam. Platforms are ranked on what each publishes: a free tier or trial, price, certificates offered, the devices it runs on and the depth of its documentation. Paid placements never change a rank.
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