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Best Payment Processing Software in 2026

Updated

68 payment processing software ranked on what their makers publish — plans and prices, free tiers, platforms and the facts on their own pages.

68ranked
0free plans on this page
$10/molowest paid tier
4 Oct 2026last checked
  1. 26

    Profituity

    6.1
    apiWeb
    Free plan
    No
    Paid from
    10 /mo
    RecognisedDocumentedFree planFree trialPlatforms
    $10/mofirst paid tier About ProfituityVisit site
  2. 27

    Rapyd

    6.1
    AndroidapiiOSWeb
    Free plan
    No
    Payment methods
    Cards, bank transfers, digital wallets, cash, real-time payment networks, stablecoins
    Recurring billing
    Yes
    Payment links
    Yes
    In-person payments
    Yes
    RecognisedDocumentedFree planFree trialPlatforms
    $99/mofirst paid tier About RapydVisit site
  3. 28

    Stripe ACH Direct Debit

    6.1
    apiWeb
    Free plan
    No
    Payment methods
    Cards, wallets, bank debits, bank transfers, buy now pay later, local payment methods, and stablecoins
    RecognisedDocumentedFree planFree trialPlatforms
    About Stripe ACH Direct DebitVisit site
  4. 29

    CIT Vericash

    6.0
    AndroidiOSWeb
    Payment methods
    Bank accounts, cards, QR, NFC, POS, e-commerce, P2P and international remittances
    Recurring billing
    Yes
    In-person payments
    Yes
    RecognisedDocumentedFree planFree trialPlatforms
    About CIT VericashVisit site
  5. 30

    EBizCharge Virtual Terminal

    6.0
    Web
    Free plan
    No
    Payment methods
    cards and bank payments
    RecognisedDocumentedFree planFree trialPlatforms
    About EBizCharge Virtual TerminalVisit site
  6. 31

    Kakao Pay

    6.0
    iOSAndroid
    Free plan
    Yes
    RecognisedDocumentedFree planFree trialPlatforms
    About Kakao PayVisit site
  7. 32

    Paytm Payment Gateway

    6.0
    WebiOSAndroid
    Free plan
    No
    Payment methods
    Cards, UPI, net banking, Paytm Bank Wallet, Paytm Postpaid, EMI, bank transfer and gift vouchers
    RecognisedDocumentedFree planFree trialPlatforms
    About Paytm Payment GatewayVisit site
  8. 33

    Privacy.com

    6.0
    WebiOSAndroid
    Free plan
    Yes
    Paid from
    5 /mo
    Payment methods
    Visa; Mastercard; Apple Pay; Google Pay; Samsung Pay; US checking account; US debit card
    Recurring billing
    Yes
    In-person payments
    Yes
    RecognisedDocumentedFree planFree trialPlatforms
    About Privacy.comVisit site
  9. 34

    BitPay

    5.9
    Web
    Free plan
    No
    Payment methods
    Bitcoin, Bitcoin Cash, Litecoin, Dogecoin, XRP, Polygon, Ethereum, Base, Optimism, Arbitrum, Solana, and supported stablecoins
    Recurring billing
    Yes
    Payment links
    Yes
    In-person payments
    Yes
    RecognisedDocumentedFree planFree trialPlatforms
    About BitPayVisit site
  10. 35

    CashNotify

    5.9
    WindowsmacOS
    Free plan
    Yes
    Recurring billing
    No
    Payment links
    No
    In-person payments
    No
    RecognisedDocumentedFree planFree trialPlatforms
    About CashNotifyVisit site
  11. 36

    CCBill

    5.9
    Web
    Payment methods
    Credit and debit cards, ACH, checks, CCBill Pay, Discover, JCB, Diners Club, Maestro, EU Debit, SEPA Direct Debit, DirectPay EU
    Recurring billing
    Yes
    Payment links
    Yes
    RecognisedDocumentedFree planFree trialPlatforms
    About CCBillVisit site
  12. 37

    dLocal

    5.9
    Web
    Payment methods
    credit cards, debit cards, local bank transfers, cash payments, digital wallets, mobile money, real-time payments, buy now pay later
    Recurring billing
    Yes
    Payment links
    Yes
    RecognisedDocumentedFree planFree trialPlatforms
    About dLocalVisit site
  13. 38

    2C2P

    5.8
    WebiOSAndroid
    Payment methods
    Cards, digital wallets, bank transfers, QR payments, over-the-counter payments, instalments, buy now pay later
    RecognisedDocumentedFree planFree trialPlatforms
    About 2C2PVisit site
  14. 39

    doxo

    5.8
    WebiOSAndroid
    Free plan
    Yes
    Payment methods
    ACH, credit cards, debit cards, Apple Pay
    Recurring billing
    Yes
    RecognisedDocumentedFree planFree trialPlatforms
    About doxoVisit site
  15. 40

    InstaPayments

    5.8
    Web
    Free plan
    No
    Paid from
    29 /mo
    Recurring billing
    Yes
    Payment links
    Yes
    RecognisedDocumentedFree planFree trialPlatforms
    $29/mofirst paid tier About InstaPaymentsVisit site
  16. 41

    PayFacile

    5.8
    Web
    Free plan
    Yes
    Payment methods
    Visa, Mastercard, American Express, Apple Pay, Google Pay, SEPA direct debit, bank transfer, check, cash
    Recurring billing
    Yes
    Payment links
    Yes
    RecognisedDocumentedFree planFree trialPlatforms
    About PayFacileVisit site
  17. 42

    Paymattic

    5.8
    Web
    Free plan
    Yes
    Payment methods
    Stripe, PayPal, Square, Authorize.net, Mollie, Razorpay, Paystack, Payrexx, SSLCOMMERZ, Billplz, Xendit, Flutterwave, Moneris, Viva Wallet, offline bank transfer or cheque
    Recurring billing
    Yes
    RecognisedDocumentedFree planFree trialPlatforms
    About PaymatticVisit site
  18. 43

    Paysafe

    5.8
    Web
    Payment methods
    Cards, ACH, direct debit, bank transfer, eWallets, cash, prepaid vouchers, Apple Pay, BLIK, crypto
    Recurring billing
    Yes
    Payment links
    Yes
    In-person payments
    Yes
    RecognisedDocumentedFree planFree trialPlatforms
    About PaysafeVisit site
  19. 44

    PaySimple

    5.8
    AndroidapiiOSWeb
    Free plan
    No
    Payment methods
    Credit cards, debit cards, ACH/eCheck, Apple Pay, Google Pay
    Recurring billing
    Yes
    Payment links
    Yes
    In-person payments
    Yes
    RecognisedDocumentedFree planFree trialPlatforms
    $79.95/mofirst paid tier About PaySimpleVisit site
  20. 45

    ZiPago

    5.8
    Web
    Free plan
    Yes
    Payment methods
    Online banking channels through BCP, Interbank, BanBif and BBVA
    In-person payments
    No
    RecognisedDocumentedFree planFree trialPlatforms
    About ZiPagoVisit site
  21. 46

    Natural

    5.7
    Web
    Free plan
    Yes
    Payment methods
    cards, ACH, wire transfers, RTP, FedNow, bank transfers
    Payment links
    Yes
    RecognisedDocumentedFree planFree trialPlatforms
    About NaturalVisit site
  22. 47

    Paycycle

    5.7
    Web
    Free plan
    Yes
    Payment methods
    Debit orders, EFT, PayShap, DebiCheck, card payments
    Recurring billing
    Yes
    RecognisedDocumentedFree planFree trialPlatforms
    About PaycycleVisit site
  23. 48

    Paystack

    5.7
    WebiOSAndroid
    Payment methods
    cards, bank accounts, bank transfers, USSD, Apple Pay, Google Pay, Visa QR, mobile money, POS
    RecognisedDocumentedFree planFree trialPlatforms
    About PaystackVisit site
  24. 49

    WP Full Pay

    5.7
    Web
    Free plan
    Yes
    Payment methods
    Visa, Mastercard, American Express, Discover, Diners Club, JCB, China UnionPay, Cartes Bancaires, Alipay, Apple Pay, Cash App Pay, Google Pay, GrabPay, MobilePay, WeChat Pay, Revolut Pay, Amazon Pay, Stripe Link, BLIK, Bancontact, EPS, iDEAL, Przelewy24, TWINT
    Recurring billing
    Yes
    RecognisedDocumentedFree planFree trialPlatforms
    About WP Full PayVisit site
  25. 50

    WP Simple Pay

    5.7
    Web
    Free plan
    Yes
    Payment methods
    Card, ACH Direct Debit, SEPA Direct Debit, Alipay, Bancontact, FPX, giropay, iDEAL, Klarna, Afterpay/Clearpay, Przelewy24, Apple Pay, Google Pay, Microsoft Pay, MobilePay, BECS Direct Debit, PromptPay, WeChat Pay, PIX, BLIK
    Recurring billing
    Yes
    RecognisedDocumentedFree planFree trialPlatforms
    About WP Simple PayVisit site

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