finAPI vs Setu Account Aggregator
| finAPI | Setu Account Aggregator | |
|---|---|---|
| Free plan | No | |
| Free trial | Yes | |
| Paid from | €60/mo | |
| Platforms | api, Web | Web |
| Free plan | No | |
| Supported data types | account balances, transactions, checking accounts, savings accounts, credit cards, securities accounts, loan accounts, building society contracts, cooperative shares, PayPal accounts | User profile information; summary data (including account balances); transactions data; bank statements; investment and insurance data |
| Connection methods | PSD2 XS2A, FinTS/HBCI, web scraping, financial service provider APIs | HTTP APIs; pre-built responsive web/SDK consent journeys; embeddable native-mobile UI; multi-AA routing |
| Refresh frequency | real_time | on_demand |
| Statement formats | Standard machine-readable financial data |
Listed together in Best Bank Connectivity Software