Cashfree Payment Gateway lets businesses accept online payments through hosted checkout, merchant-hosted web elements, mobile integrations, APIs, plugins, payment links, and forms. Cashfree lists more than 180 payment modes, including UPI, cards, wallets, EMI, and Pay Later, and says merchants can accept international payments in 140+ currencies. Integration options include Android, iOS, React Native, Flutter, Shopify, and WooCommerce. Its UPI gateway connects with 8+ banks and routes transactions between them. Cashfree gives a default UPI settlement cycle of T+2 days, with instant settlements available to eligible businesses. It identifies itself as an RBI-authorised Payment Aggregator and lists PCI DSS, ISO 9001, and ISO 27001 certifications. Onboarding is described as paperless, with a payment expert contacting new sign-ups within 24 working hours. The festive offer waives gateway fees on the first ₹20L of GMV for eligible new merchants, though GST applies and listed payment-method exclusions apply. Standard platform fees are 1.95 INR per contact, deducted from successful transactions before settlement.

Who it is for

It is for businesses that need to accept online payments through web, mobile, or API-based integrations. The maker says cross-border payment products are currently for businesses.

What is good

Lists more than 180 payment modes
Supports international payments in 140+ currencies
Offers Android, iOS, React Native, and Flutter integrations
Lists Shopify and WooCommerce plugins
Paperless onboarding is offered

What to know first

Festive offer applies only to eligible new merchants
Festive offer excludes certain payment methods
GST still applies to the festive offer
Standard fees are deducted before settlement

Verdict

Cashfree offers several ways to take payments, including mobile integrations and plugins, with support for domestic and international methods. Review the offer exclusions and standard platform fee before choosing a plan.

Cashfree Payment Gateway plans and pricing

All plans

Festive offer Free No payment gateway fees on the first ₹20L of GMV for eligible new merchants during the campaign; GST still applies. Domestic transactions · excludes certain payment methods · standard fees apply after offer ends cashfree.com · 3 Oct 2026

Standard platform fee ₹1.95 Per transaction; fees are deducted from successful transactions before settlement. Custom pricing may be available for businesses with high average order values or micro-transactions cashfree.com · 3 Oct 2026

Compared on payment gateways

Payment methods: UPI, cards, net banking, wallets, EMI, BNPL, Pay Later, international cards, PayPal
Supported currencies: 140
Recurring payments: Yes
Marketplace payments: Yes
API and SDK coverage: api_sdk_plugins

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The record

Purpose

Cashfree Payment Gateway lets businesses accept online payments through hosted checkout, web elements, mobile integrations, APIs, plugins, payment links, and forms.

Payment options

The maker describes support for 180+ payment modes, including UPI, cards, wallets, EMI, and Pay Later.

International payments

Cashfree says merchants can accept international payments in 140+ currencies.

Checkout features

Cashfree lists hosted checkout and merchant-hosted checkout using web elements among its integration options.

Mobile integrations

The documentation lists Android, iOS, React Native, and Flutter checkout integrations.

Plugins

The documentation lists Shopify and WooCommerce plugins and links to a broader plugin catalog.

UPI routing

Cashfree says its UPI gateway is integrated with 8+ banks and dynamically routes transactions between banks.

Settlements

Cashfree states that its default UPI settlement cycle is T+2 days and that instant settlements are available for eligible businesses.

Security and compliance

Cashfree’s site lists PCI DSS, ISO 9001, and ISO 27001 certifications and identifies it as an RBI-authorised Payment Aggregator.

Onboarding

Cashfree describes merchant onboarding as paperless and says a payment expert will contact new sign-ups within 24 working hours.

Support

The maker says enterprise accounts can receive a dedicated account manager and WhatsApp support.

Pricing limit

The festive offer applies to eligible new merchants’ domestic transactions and excludes listed methods including American Express, Diners Club, corporate cards, EMI, prepaid cards, and Pay Later.

Intended customers

Cashfree describes its payment gateway as a service for businesses and says cross-border payment products are currently for businesses.

Founded

2015