Cashfree Token Vault replaces sensitive card details with cryptographically generated tokens, letting merchants process saved-card payments without storing card numbers on their own platforms. Cashfree describes it as a single integration for handling card payments across multiple gateways or networks. It supports credit, debit, prepaid, and corporate cards, with Visa and Mastercard credit and debit tokenization specifically described. Saved-card tokenization is enabled automatically for Standard Checkout; Seamless Pro merchants need to integrate or update APIs. Customers can select a saved card and enter its CVV to pay. Token provisioning requires explicit customer consent and cannot proceed if two-factor authentication fails. Merchants may keep only the last four digits, scheme, and issuing bank name, and cannot retrieve the underlying card number from a token. A token reference created through Cashfree stays with Cashfree, although merchants can fetch the card network token for use with another payment aggregator. Pricing is on request, and no free trial is listed.
Who it is for
Cashfree Token Vault suits merchants that want to support saved-card payments without retaining full card details on their platforms. Standard Checkout users have saved-card tokenization enabled automatically, while Seamless Pro users need API integration or updates.
What is good
- Supports credit, debit, prepaid, and corporate cards
- Works across payment gateways or card networks through one integration
- Standard Checkout enables saved-card tokenization automatically
- Merchants cannot retrieve the card number from a token
- Customers can pay with a saved card and CVV
What to know first
- Pricing is available on request
- Seamless Pro requires API integration or updates
- Token references created through Cashfree remain with Cashfree
Verdict
Token Vault is designed to reduce the card data merchants retain while supporting saved-card checkout. Review the API work for Seamless Pro and the Cashfree token-reference limitation before planning a migration.
Compared on payment tokenization software
- Network tokenization
- Yes
- Token vault hosting
- vendor
- Detokenization API
- No
- Payment methods
- credit cards, debit cards, prepaid cards, corporate credit cards
- Deployment model
- cloud
- Webhook support
- Yes
