ChurchFinance

7.4easy start · #1 of 27
in Church Accounting Software

Free to practise onyes
Free trialyes
Well documentedyes
Runs where you worknot on record

Runs on Web. Paid plans from $71/mo.

ChurchFinance is ranked #1 of 27 in church accounting software on The Geeks Club. It runs on Web. There is a free plan. A free trial is offered. Paid plans start at $71/mo.

ChurchFinance plans and pricing

All plans

Starter Free 1 team member · Transaction tracking · Categories & Funds management churchfinance.io · 30 Sept 2026

Growth $71/mo Billed $853 annually Up to 5 team members · Budget management · Recurring transactions · Bank reconciliation · Financial reports · Unlimited donors · Online giving portal · Campaigns & pledges · Giving statements · Audit log churchfinance.io · 30 Sept 2026

Ministry $134/mo Billed $1609 annually Unlimited team members · Everything in Growth · Board Packet · Multi-campus/location support · Ministry financial management · Advanced analytics & forecasting · Custom report builder · Giving page customization & embed · Customizable dashboard widgets · AI-Powered Financial Assistant churchfinance.io · 30 Sept 2026

Compared on church accounting software

Free plan: Yes
Paid from: $71/mo
Fund accounting: Yes
Budget tracking: Yes
Expense management: Yes
Bank reconciliation: Yes
Financial reporting: Yes
Multi-entity support: Yes

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CDM+ 0 of 4 in the starter kit Lesson 27.2 ChurchTrac 0 of 4 in the starter kit Lesson 37.2 IconCMO 0 of 4 in the starter kit Lesson 47.0 Churchsoft Assist 0 of 4 in the starter kit Lesson 56.9 Grain Ledger 0 of 4 in the starter kit Lesson 66.9 One Church Software 0 of 4 in the starter kit Lesson 76.9

The record

Product purpose: ChurchFinance is cloud-based financial management software designed for churches and religious organizations.
Transaction tracking: The software records income and expenses with categories, funds, recurring entries, bank rules, CSV imports, and an audit trail.
Online giving: ChurchFinance accepts cards, ACH bank transfers, and Apple Pay through Stripe, with one-time or recurring gifts and zero ChurchFinance platform fees.
Stripe integration: Stripe processes ChurchFinance card, ACH, and Apple Pay payments, and Stripe is PCI DSS Level 1.
Budgeting: Planning features provide annual budgets, fund accounting, categories, ministry-scoped plans, and budget-versus-actual tracking.
Reports: The reporting system generates income statements, budget-versus-actual reports, fund summaries, cash-flow reports, reconciliation reports, giving statements, and board packets.
Security controls: ChurchFinance states that traffic uses HTTPS/TLS, sensitive credentials are encrypted at rest with AES-256-GCM, passwords are hashed, and daily backups are taken.
Compliance disclosure: ChurchFinance states that it has not pursued SOC 2 or HIPAA certification.
Auditor access: An auditor portal provides scoped, read-only accounts with time-bound access and visibility into the audit log.
AI assistant: The AI Assistant answers questions using the church's data, is read-only, records AI queries in the audit log, and does not use church data for model training.
Support: The contact page says the team will respond to messages within 24 hours and offers sales, product-demo, and partnership assistance.
Data portability: Users can export their data at any time, and security documentation specifies JSON or CSV exports of donors, transactions, and funds.
Price from: $71/mo

Where it ranks on The Geeks Club

Best Church Accounting Software in 2026#1 of 27

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Sources

churchfinance.io/terms· checked 30 Sept 2026
churchfinance.io/features· checked 30 Sept 2026
churchfinance.io/features/giving· checked 30 Sept 2026
churchfinance.io/features/planning· checked 30 Sept 2026
churchfinance.io/features/reports· checked 30 Sept 2026
churchfinance.io/features/security· checked 30 Sept 2026
churchfinance.io/features/ai-assistant· checked 30 Sept 2026
churchfinance.io/contact· checked 30 Sept 2026
churchfinance.io/pricing· checked 30 Sept 2026