Debt Manager Professional

5.6easy start · #17 of 23
in Debt Management Software

Free to practise onnot on record
Free trialnot on record
Well documentednot on record
Runs where you worknot on record

Runs on Windows.

Debt Manager Professional is ranked #17 of 23 in debt management software on The Geeks Club. It runs on Windows. There is no free plan. A free trial is offered.

Debt Manager Professional plans and pricing

All plans

Debt Manager Professional $295.95 once One-time purchase. No subscription. Requires Microsoft Windows · Licensed user may install on work computer and laptop if only they use both · Additional licensing for multiple counselors zilchworks.com · 4 Oct 2026

Compared on debt management software

Free plan: No
Payoff strategies: both
Balance tracking: Yes
Creditor tracking: Yes
Counselor workspace: Yes

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The record

Purpose: Debt Manager Professional helps counselors, coaches, agencies, and educators create branded payoff plans for client debt cases.
Debt inputs: Users enter creditor names, APRs, current balances, monthly payments, payoff strategy, start month, and pledge money.
Payoff reports: The software generates a payoff summary and a month-by-month payment schedule.
Strategy comparison: The payoff summary compares regular payoff results with an accelerated plan.
Pledge money: Extra monthly pledge money is applied to the current priority debt, and paid-off debt payments roll forward to the next debt.
Report branding: Users can customize report headers, footer lines, and presentation details for their organization or coaching practice.
Evaluation copy: The evaluation copy allows users to enter and analyze client data, but saving and printing are disabled.
Trial and guarantee: The maker offers an evaluation copy and a 30-day period for trying the product, with a 100% refund if requested within 30 days of purchase.
Support: A Quick Start Guide walks users through creating a client plan, and the product includes a Help menu link back to the guide.
License limit: One licensed user may install the software on a work computer and laptop if they are the only person using both installations; multiple counselors need additional licensing.
Privacy and security: ZilchWorks says it uses reasonable security measures and does not directly handle or store sensitive payment information, which is handled by its merchant-of-record partner.
Integrations: The maker's product page describes entering client debt data and generating reports but states no third-party integrations.
Founded: 1991

Where it ranks on The Geeks Club

Best Debt Management Software in 2026#17 of 23

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Sources

zilchworks.com/debt-manager-professional.asp· checked 4 Oct 2026
help.zilchworks.com/pro/quick-start-guide.php· checked 4 Oct 2026
zilchworks.com/privacy-policy.asp· checked 4 Oct 2026