Decentro

6.2easy start · #9 of 31
in Banking-as-a-Service Platforms

Free to practise onnot on record
Free trialnot on record
Well documentedyes
Runs where you worknot on record

Runs on api, Web.

Decentro is ranked #9 of 31 in banking-as-a-service platforms on The Geeks Club. It runs on API, Web. There is no free plan.

Decentro plans and pricing

All plans

Decentro Global Not published Setup fees described as “Completely FREE”; no transaction price shown · Unlimited rollover of unused API hits decentro.tech · 3 Oct 2026

Compared on banking-as-a-service platforms

Free plan: No
Card issuing: Yes
Embedded accounts: Yes
Payment rails: wire
KYC/AML tools: Yes
Ledger: Yes
Supported regions: 190+ countries for payouts; 170 countries and regions for multi-currency settlements

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The record

Product: Decentro describes itself as a full-stack Banking-as-a-Service platform offering financial modules through APIs and SDKs.
Global collections: Global Payment Collection lets businesses accept international payments using local currencies, global payment methods, and a unified API.
Currencies and payment methods: The collection page lists 9+ currencies and cards, SWIFT, SEPA, domestic transfers, and virtual accounts among its payment options.
Ledgers: Decentro offers a scalable ledger intended to record transactions and balances on a platform.
Accounts and escrow: Its global FAQ says onboarded platforms use a multi-currency escrow account for virtual accounts, holding collected funds, and settlements.
Reconciliation: The global collection product says incoming payments can be automatically matched to invoices using smart matching logic.
Integration: Decentro provides a test environment and shares test API credentials after onboarding a platform.
Eligibility limit: Platforms may have a registered business entity in any non-sanctioned country, while available collection and settlement currencies depend on Decentro's licenses and support as PSP.
Dashboard: Decentro provides a web dashboard for real-time transaction data, account balances, payment initiation, and reconciliation reports.
Security: Decentro says its dashboard uses MFA and its systems use AES256 and RSA4096 encryption standards.
Compliance: Decentro says it follows ISO 27001 guidelines across its products and periodically undergoes third-party vulnerability assessments by CERT-IN empaneled auditors.
API access requirement: Decentro's global FAQ says API requests are allowed only from IP addresses it has whitelisted.
Support: Decentro's global developer hub provides product guides, API references, and a support library.
Company locations: Decentro lists work hubs in Bangalore, Delhi-NCR, Mumbai, and GIFT City.

Where it ranks on The Geeks Club

Best Banking-as-a-Service Platforms in 2026#9 of 31
Best Employment Verification Software in 2026#10 of 28

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Sources

decentro.tech/global· checked 2 Oct 2026
decentro.tech/global/products/global-payment-collecti· checked 2 Oct 2026
global.docs.decentro.tech/docs/general-faqs· checked 2 Oct 2026
decentro.tech/compliance· checked 2 Oct 2026
global.docs.decentro.tech· checked 2 Oct 2026
decentro.tech/global/about· checked 2 Oct 2026
decentro.tech/global/products· checked 3 Oct 2026
decentro.tech/global/products/multi-currency-accounts· checked 3 Oct 2026
decentro.tech/global/products/multi-currency-escrow-a· checked 3 Oct 2026