dLedger

dledger.com

Free plan
Windows
macOS
Linux
Web

What dLedger is

dLedger is an open-source personal finance application for Linux, macOS, web, and Windows. It uses double-entry bookkeeping and includes budgeting, net-worth tracking, reports, and multi-currency and cryptocurrency support. The free plan costs nothing during Beta, while Pro is listed at $12 a month and is free during Beta. dLedger imports CSV, OFX, PDF, and Ledger files, and connects with banks, exchanges, and blockchain explorers. Imported transactions receive automatic categories and suggestions that learn from manual corrections. Crypto tools cover DeFi positions, staking rewards, and transactions across multiple chains. Reports include balance sheets, income statements, and portfolio summaries. Tax tools calculate capital gains using FIFO and can generate French forms 2086, 2042-C, and 3916-bis. The site says data stays on the machine without cloud accounts, sharing, or tracking. Browser-based machine learning also categorizes locally.

Who it suits

dLedger suits people who want open-source, local personal-finance records with budgeting, crypto tracking, and tax reports. It also fits users connecting multiple financial services or importing existing files.

Good to know, and what to watch

Free plan available during Beta
Double-entry bookkeeping and detailed reports
Imports CSV, OFX, PDF, and Ledger
Tracks DeFi and multi-chain transactions
Local categorization and no cloud accounts

Bill tracking is not included
Pro is listed at $12 a month
Product is labeled Beta

Plans

Every plan and price

Pro

$12/mo

Free

—

Free plan

The verdict

dLedger combines accounting-style records with crypto, tax, and portfolio tools across desktop and web platforms. Its local data approach and broad import support will appeal to privacy-focused users, while missing bill tracking may matter for some households.

What the maker publishes

Account sync: both source
AI: Browser-based machine learning categorizes transactions locally, and the site says no data leaves the device for this feature. source
Beta: The site labels dLedger Beta and says the Pro tier is free during Beta. source
Bill tracking: No source
Budgeting tools: Yes source
Categorization: Transactions are automatically categorized during import, with suggestions that learn from manual entries. source
Crypto: It tracks DeFi positions, staking rewards, and crypto transactions across multiple chains. source
Free plan: Yes source
Imports: It imports CSV, OFX, PDF, and Ledger files, and connects to banks, exchanges, and blockchain explorers. source
Integrations: The site advertises support for more than 60 services, including banks, exchanges, and blockchain explorers. source
License: The core application is free and open source under the MIT license. source
Net-worth tracking: Yes source
Platforms: The site identifies the current product as a web app and describes desktop and mobile as coming soon. source
Privacy: The site says financial data stays on the user's machine, with no cloud accounts, data sharing, or tracking. source
Product: dLedger is an open-source personal finance application built around double-entry bookkeeping, crypto tracking, and tax reports. source
Report export: Yes source
Reports: It provides balance sheets, income statements, and portfolio summaries from journal data. source
Support: Users can start a discussion on GitHub to ask questions or report issues, suggest features, and submit pull requests. source
Tax reporting: It computes capital gains using FIFO and can generate French forms 2086, 2042-C, and 3916-bis. source

Checked against the maker's pages on 12 Oct 2026.