Dock provides payments and banking infrastructure that companies can use to create financial services for their customers. Its Dock One platform is designed to scale operations across markets, using cloud-native architecture and one API integration point. Companies can configure operations by country, currency, and business model, with modular components including a multi-currency ledger, customizable accounts, transaction rules, approval flows, and reports. Spending Control sets limits by merchant type, time, amount, and period, individually or in groups. Dock’s services include card issuing, digital accounts, acquiring, and fraud prevention. Its white-label banking supports digital accounts, branded cards, Pix transfers, bill payments, and boletos; acquiring covers in-person and online acceptance. Fraud tools include transaction monitoring and customer communication by SMS, WhatsApp, and email. Dock says it is regulated by Brazil’s Central Bank and lists security and compliance certifications including ISO/IEC 27001 and PCI DSS. Pricing is on request, and the listed supported region is Latin America.
Who it is for
Dock suits companies building financial services for customers, particularly businesses configuring banking or payments across Latin American markets. Its API and modular platform may also suit teams integrating financial products into existing operations.
What is good
- Operations can be configured by country and currency.
- Ledger supports multiple currencies and balances.
- White-label banking includes accounts and branded cards.
- Listed certifications include ISO/IEC 27001 and PCI DSS.
What to know first
- Pricing is available only by contacting the commercial team.
- The listed supported region is Latin America.
Verdict
Dock combines configurable banking and payments infrastructure with card, account, acquiring, and fraud services. Its regional availability and on-request pricing are important considerations for businesses evaluating it.
Compared on banking-as-a-service platforms
- Card issuing
- Yes
- Embedded accounts
- Yes
- Payment rails
- card_networks
- KYC/AML tools
- Yes
- Ledger
- Yes
- Supported regions
- Latin America
