Finanzguru

8.0easy start · #28of 181
in Personal Finance Software

Free to practise onyes
Well documentedyes
Runs where you workyes

Runs on Android, iOS, Mac. Paid plans from €0.99/mo.

Finanzguru is ranked #28 of 181 in personal finance software on The Geeks Club, made by Finanzguru (Frankfurt am Main, Germany). It runs on Android, iOS, macOS. There is a free plan. Paid plans start at €0.99/mo.

Finanzguru plans and pricing

All plans

Free Free Connect accounts · View income, expenses and contracts · Contract cancellation integ.finanzguru.de · 23 Sept 2026

Finanzguru Plus €0.99/mo Regulär kostet unser Abo 0,99€ / Woche Budgets · Extended analysis and forecasts · Longer transaction history · Excel export hilfe.finanzguru.de · 23 Sept 2026

Finanzguru (free) Free Connected accounts · income and spending overview · contract overview · in-app cancellation finanzguru.de · 9 Oct 2026

Compared on personal finance software

Free plan: Yes
Budgeting tools: Yes
Bill tracking: Yes
Net-worth tracking: Yes
Account sync: automatic
Report export: Yes
Mobile apps: both

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The record

Product: Finanzguru describes itself as a digital household budget app for viewing income, spending, accounts, and contracts in one place.
AI features: Its AI categorizes transactions, identifies recurring contracts, calculates available budgets, and suggests savings opportunities.
AI assistant: The AI companion answers questions using actual transactions linked to the user's accounts and can suggest next steps.
Contract management: Users can review recurring costs and cancel unwanted contracts from the app with one tap.
Account connections: Finanzguru says users can connect more than 4,000 banks and providers, including checking and savings accounts, crypto exchanges, and investment accounts.
Integrations: The homepage names providers including Bitpanda, C24, Coinbase, Comdirect, Commerzbank, Deutsche Bank, DKB, ING, N26, PayPal, Revolut, Scalable Capital, Sparkasse, and Volksbank.
Availability: The app is available in Germany and Austria for iOS and Android, and its desktop version is currently only in the App Store for Macs with an M chip.
Security: Finanzguru says data is encrypted and stored in a German data center, with access protected by OAuth2, SSL, firewalls, and two-factor authentication.
Security testing: The company says it conducts annual penetration tests and allows users to delete their account and stored data through the app.
Regulation: The dwins GmbH imprint states that the company is a BaFin-regulated payment service provider authorized for account information services.
Support: The imprint directs customers to the help center and lists email and WhatsApp as contact options.
Notable free-plan limit: The help center says the free version can show transaction data up to three months into the past.
Company location: Finanzguru is a registered brand of dwins GmbH, whose listed address is in Frankfurt am Main, Germany.
Price from: €0.99/mo

Where it ranks on The Geeks Club

Best Personal Finance Software in 2026#28 of 181

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Sources

finanzguru.de· checked 9 Oct 2026
finanzguru.de/sicherheit· checked 9 Oct 2026
finanzguru.de/impressum· checked 9 Oct 2026
hilfe.finanzguru.de/de/articles/1509506· checked 9 Oct 2026
integ.finanzguru.de· checked 23 Sept 2026