SoFi

SoFi is ranked #3 of 167 in personal finance software on The Geeks Club, made by SoFi (San Francisco, California, United States). It runs on Android, iOS, macOS, Web, Windows. There is a free plan. Paid plans start at $10/mo.

SoFi plans and pricing

All plans
SoFi Coach / Relay Not published Budget planner · Account linking · Spending and cash-flow tracking · Net-worth tracking · Credit-score monitoring sofi.com · 22 Sept 2026
SoFi Plus $10/mo Subscribers are billed monthly based on the initial date of subscription. Financial planning · Enhanced savings benefits · Investment match benefits · Borrowing discounts sofi.com · 22 Sept 2026
SoFi Checking and Savings Free No account, service, or maintenance fees · no minimum balance requirement sofi.com · 28 Sept 2026
SoFi Plus $10/mo monthly based on the initial date of subscription 4.50% APY on up to $20,000 in one SoFi Savings account · benefits subject to change sofi.com · 28 Sept 2026
SoFi Coach Free sofi.com · 27 Sept 2026

Compared on personal finance software

Free plan
Yes
Paid from
$10/mo
Budgeting tools
Yes
Bill tracking
Yes
Net-worth tracking
Yes
Account sync
both
Report export
Yes
Mobile apps
both

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