SoFi
SoFi is ranked #3 of 167 in personal finance software on The Geeks Club, made by SoFi (San Francisco, California, United States). It runs on Android, iOS, macOS, Web, Windows. There is a free plan. Paid plans start at $10/mo.
SoFi plans and pricing
All plansSoFi Coach / Relay Not published Budget planner · Account linking · Spending and cash-flow tracking · Net-worth tracking · Credit-score monitoring sofi.com · 22 Sept 2026
SoFi Plus $10/mo Subscribers are billed monthly based on the initial date of subscription. Financial planning · Enhanced savings benefits · Investment match benefits · Borrowing discounts sofi.com · 22 Sept 2026
SoFi Checking and Savings Free No account, service, or maintenance fees · no minimum balance requirement sofi.com · 28 Sept 2026
SoFi Plus $10/mo monthly based on the initial date of subscription 4.50% APY on up to $20,000 in one SoFi Savings account · benefits subject to change sofi.com · 28 Sept 2026
SoFi Coach Free sofi.com · 27 Sept 2026
Compared on personal finance software
- Free plan
- Yes
- Paid from
- $10/mo
- Budgeting tools
- Yes
- Bill tracking
- Yes
- Net-worth tracking
- Yes
- Account sync
- both
- Report export
- Yes
- Mobile apps
- both




