finbee is an automatic savings app for people who want to set goals and save through rules. Users choose a target and deadline, then can use recurring savings, card-purchase round-ups, step-based savings, or savings based on unused card spending capacity. The app displays progress and savings history. For round-ups, users register a debit or credit card and save the difference between a purchase and a selected round number. A trial feature lets users practice saving without linking a bank account. Android step-based saving requires Health Connect on app version 8.5.0 or later. The maker lists API agreements with SBI Sumishin Net Bank, Mizuho Bank, Chiba Bank, Hokuetsu Bank, Iyo Bank, Hyakugo Bank, Chugoku Bank, Toho Bank, Musashino Bank, and Japan Post Bank. The free plan is free; active-goal history is available for two years, but completed-goal history is not. Paid options are 300.00 JPY per month for Basic and 500.00 JPY per month for Premium. Mizuho transfers are capped at ¥500,000 per day, and a bank fee may apply to transfers of unallocated funds.
Who it is for
finbee suits people who want to set savings targets and automate deposits using spending, schedules, or step counts. It is available on Android and iOS, though Android step-based saving has a Health Connect requirement.
What is good
- Offers recurring, round-up, step-based, and capacity-based rules
- Trial savings can be used without linking a bank account
- Displays savings progress and history
- Free plan is available
What to know first
- Free plan omits completed-goal history
- Android step saving needs Health Connect on version 8.5.0 or later
- Mizuho transfers are capped at ¥500,000 per day
- Mizuho bank fees may apply to unallocated-fund transfers
Verdict
finbee combines goal tracking with several automated saving rules and a way to try the process without linking a bank account. Check the free plan’s history limits and any applicable Mizuho transfer fee before choosing it.
finbee plans and pricing
All plansCompared on automated savings apps
- Free plan
- Yes
- Card roundups
- Yes
- Scheduled transfers
- Yes
- Custom savings rules
- Yes
- Savings goal limit
- 20 goals
- Interest on savings
- Yes
- Withdrawal method
- manual
