Best Automated Savings Apps in 2026
Updated
Automated savings apps can move money into savings through scheduled transfers, card roundups, or custom rules. Compare those automation controls along with any savings goal limit and whether the app offers interest on savings. Supported platforms and withdrawal methods matter when considering how you’ll use and access the money. Chip, Plum, and Betterment are among the options to explore. Check for a free plan and the starting paid price, then weigh the listed features against how you want to set money aside and retrieve it.
17ranked
14free plans on this page
$0.05/molowest paid tier
8 Oct 2026last checked
Automated Savings Apps, ranked on how quickly a newcomer can get going.16 of 16 products with recorded free access can be tried for free.
- 1 GuacFree plan
- Free to practise on: yes
- Free trial: yes
- Well documented: yes
- Runs where you work: yes
- 2 ChipPaid from £5.99/mo
- Free to practise on: yes
- Free trial: yes
- Well documented: yes
- Runs where you work: no
- 3 PlumPaid from €3.99/mo
- Free to practise on: yes
- Free trial: yes
- Well documented: yes
- Runs where you work: no
- 4 SpaveFree plan
- Free to practise on: yes
- Free trial: yes
- Well documented: yes
- Runs where you work: no
- 5 BettermentPaid from $0.05/mo
- Free to practise on: yes
- Well documented: yes
- Runs where you work: yes
- 6 finbeePaid from ¥250/mo
- Free to practise on: yes
- Well documented: yes
- Runs where you work: no
- 7 PiggoFree plan
- Free to practise on: yes
- Well documented: yes
- Runs where you work: yes
- 8 PiggyVestFree plan
- Free to practise on: yes
- Well documented: yes
- Runs where you work: yes
- 9 SavingsBoxPaid from $4.99/mo
- Free to practise on: yes
- Well documented: yes
- Runs where you work: yes
- 10 GoinPaid from €1.33/mo
- Free to practise on: yes
- Well documented: yes
- Runs where you work: no
- 11 NeboFree plan
- Free to practise on: yes
- Well documented: yes
- Runs where you work: no
- 12 PayDayFree plan
- Free to practise on: yes
- Free trial: no
- Well documented: yes
- Runs where you work: yes
- 13 TunziFree plan
- Free to practise on: yes
- Free trial: no
- Well documented: yes
- Runs where you work: yes
- 14 AlbertPaid from $19.99/mo
- Free to practise on: no
- Free trial: yes
- Well documented: yes
- Runs where you work: yes
- 15 AminiFree plan
- Free to practise on: yes
- Free trial: no
- Well documented: yes
- Runs where you work: no
- 16 QapitalPaid from $3/mo
- Free to practise on: no
- Free trial: yes
- Well documented: yes
- Runs where you work: no
- 17 RaizPaid from A$2.50/mo
- Free to practise on: no
- Well documented: yes
- Runs where you work: yes
Compare all 17 in a table
| # | Platform | Score | Free plan | From | Free plan | Paid from | Card roundups | Scheduled transfers |
|---|---|---|---|---|---|---|---|---|
| 1 | Guac | 7.8 | Free plan | Free | Yes | No | ||
| 2 | Chip | 7.7 | Free plan | £5.99/mo | Yes | Yes | ||
| 3 | Plum | 7.7 | Free plan | €3.99/mo | Yes | Yes | Yes | |
| 4 | Spave | 7.6 | Free plan | Free | Yes | Yes | Yes | |
| 5 | Betterment | 7.3 | Free plan | $0.05/mo | Yes | 5 /mo | Yes | |
| 6 | finbee | 7.3 | Free plan | ¥250/mo | Yes | Yes | Yes | |
| 7 | Piggo | 7.2 | Free plan | Free | Yes | No | Yes | |
| 8 | PiggyVest | 7.2 | Free plan | Free | Yes | No | Yes | |
| 9 | SavingsBox | 7.2 | Free plan | $4.99/mo | Yes | 4.99 /mo | Yes | Yes |
| 10 | Goin | 7.1 | Free plan | €1.33/mo | Yes | Yes | Yes | |
| 11 | Nebo | 7.0 | Free plan | Free | Yes | Yes | Yes | |
| 12 | PayDay | 6.9 | Free plan | Free | Yes | Yes | ||
| 13 | Tunzi | 6.9 | Free plan | Free | Yes | No | ||
| 14 | Albert | 6.8 | No | $19.99/mo | No | Yes | ||
| 15 | Amini | 6.8 | Free plan | Free | Yes | Yes | ||
| 16 | Qapital | 6.8 | No | $3/mo | No | 3 /mo | Yes | Yes |
| 17 | Raiz | 6.3 | No | A$2.50/mo | No | Yes | Yes |
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Numbered spots on this list can be sponsored, and a sponsored row is labelled as paid.
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