Best Lumina Finance Alternatives in 2026
Updated
20 platforms from personal finance software ranked against Lumina Finance on the same published basis.
- 1Lumina Finance vs PocketSmith
- 2Lumina Finance vs Wallet by BudgetBakers
- 3Lumina Finance vs MoneyPatrol
- 4Lumina Finance vs SoFi
- 5Lumina Finance vs EveryDollar
- 6Lumina Finance vs Talvo
- 7Lumina Finance vs Budgero
- 8Lumina Finance vs Sure
- 9Lumina Finance vs Actual Budget
- 10Lumina Finance vs BudgetBuddie
- 11Lumina Finance vs YNAB
- 12Lumina Finance vs Rocket Money
- 13Lumina Finance vs Zaim
- 14Lumina Finance vs ClearCheckbook
- 15Lumina Finance vs Trout
- 16Lumina Finance vs GnuCash
- 17Lumina Finance vs Money Manager Ex
- 18Lumina Finance vs MoneyWiz
- 19Lumina Finance vs TimelyBills
- 20Lumina Finance vs Qinta
Lumina Finance alternatives compared
| # | Platform | Score | Free plan | From | Runs on |
|---|---|---|---|---|---|
| 1 | PocketSmith | 9.2 | Free plan | $9.99/mo | Android, API, iOS, Linux, Mac, Web, Windows |
| 2 | Wallet by BudgetBakers | 9.2 | Free plan | Free | Android, iOS, Web |
| 3 | MoneyPatrol | 9.2 | Free plan | $1.67/mo | Linux, Mac, Windows |
| 4 | SoFi | 9.1 | Free plan | Android, iOS, Mac, Web, Windows | |
| 5 | EveryDollar | 9.1 | Free plan | $17.99/mo | Web, iOS, Android |
| 6 | Talvo | 9.0 | Free plan | €5/mo | Android, iOS, Web |
| 7 | Budgero | 9.0 | Free plan | $2.92/mo | Android, API, iOS, Linux, Mac, self-hosted, Web, Windows |
| 8 | Sure | 8.6 | Free plan | Free | Android, API, iOS, Mac, self-hosted, Web |
| 9 | Actual Budget | 8.6 | Free plan | Free | API, Linux, Mac, self-hosted, Web, Windows |
| 10 | BudgetBuddie | 8.6 | Free plan | $9.50/mo | Android, iOS, Web |
| 11 | YNAB | 8.5 | No | $9.08/mo | Android, API, iOS, Web |
| 12 | Rocket Money | 8.5 | Free plan | Free | Web, iOS, Android |
| 13 | Zaim | 8.5 | Free plan | Free | Web, iOS, Android |
| 14 | ClearCheckbook | 8.5 | Free plan | $2.49/mo | Web, iOS, Android |
| 15 | Trout | 8.5 | Free plan | €4.92/mo | API, self-hosted, Web |
| 16 | GnuCash | 8.4 | Free plan | Free | Linux, Mac, Windows |
| 17 | Money Manager Ex | 8.4 | Free plan | Free | Android, iOS, Linux, Mac, Windows |
| 18 | MoneyWiz | 8.4 | $2.50/mo | iOS, Mac | |
| 19 | TimelyBills | 8.4 | Free plan | $2.08/mo | iOS, Android |
| 20 | Qinta | 8.4 | Free plan | €2.99/mo | Android, iOS, Mac, Web |
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Questions about Lumina Finance alternatives
What is the best alternative to Lumina Finance?
PocketSmith, number 1 in personal finance software with a score of 9.2 out of 10. The others here: Wallet by BudgetBakers, MoneyPatrol, SoFi and 16 more.
What is the best free alternative to Lumina Finance?
PocketSmith is the best-ranked alternative with a free plan. 18 of the 20 alternatives here publish a free plan on their own pricing pages.
How are these alternatives ranked?
Ranked on how quickly a newcomer can get going: documentation depth, a free tier or trial, and the platforms it runs on.