M-Changa is an online and mobile fundraising platform for individuals and institutions, with free fundraiser setup. It supports causes such as medical bills, construction, emergencies, funerals, weddings, birthdays, churches, school fees, group projects, and sports clubs. Online fundraisers can use a customizable share page with a story, pictures, videos, and a target. Donations can be collected through mobile money, Visa, MasterCard, and PayPal; card and PayPal payments are listed for worldwide use. Recurring donations are supported. In Kenya, people without regular internet access can register, share, and manage a fundraiser by dialing *483*57#. USSD fundraisers can also access donation, withdrawal, and expense statements together. Campaigns can be shared through Facebook, X, WhatsApp, and SMS, and the USSD page says donations are secured through document and treasurer verification. The platform fee is 4.25% of donations, reduced to 3.5% for fundraisers raising KES 3,000,000 or more within 30 days. Withdrawal charges vary by method and amount.
Who it is for
M-Changa suits individuals and institutions raising money for personal, community, or organizational causes. Its Kenyan USSD option is relevant for fundraisers who lack regular internet access.
What is good
- Free fundraiser setup
- Share pages support stories, pictures, videos, and targets
- Accepts mobile money, cards, and PayPal
- USSD access supports fundraiser management in Kenya
- Recurring donations are supported
What to know first
- One phone line can manage one active fundraiser
- Platform fee is 4.25% of donations
- Withdrawals require a minimum balance
Verdict
M-Changa supports online campaigns and USSD fundraising in Kenya, with multiple payment and sharing options. Account for the platform fee, withdrawal charges, and one-active-fundraiser-per-line limit before getting started.
M-Changa plans and pricing
All plansCompared on nonprofit crowdfunding software
- Free plan
- Yes
- Pricing model
- transaction
- Recurring donations
- Yes
- Payment methods
- cards+wallets


