M1

From $3/mo

What the maker publishes

Accounts

M1 offers taxable brokerage, retirement and custodial accounts. source

Account sync

both source

Advice

M1 Advisor answers plain-language questions using a client's positions, balances and rates, and explains the data and logic behind recommendations. source

AI data use

M1 says client financial data is not used to train AI models, including third-party models, and advisory enrollment is opt-in. source

Automation

M1 schedules trades once or twice daily and supports fractional shares for allocating portfolios to target percentages. source

Bill tracking

No source

Budgeting tools

No source

Company location

M1 Finance LLC lists its address as 200 N LaSalle St., Ste. 810, Chicago, IL 60601. source

External accounts

Users can link outside accounts such as 401(k)s, mortgages and credit cards to their balance sheet for broader financial context. source

Free plan

No source

Intended users

M1 describes itself as designed for long-term investors who want an all-in-one finance platform and advice while retaining decision-making control. source

Investing

Users can build portfolios from stocks and ETFs as Pies, choosing holdings themselves or using M1 Advisor for guidance. source

Mobile apps

both source

Net-worth tracking

Yes source

Product

M1 combines AI-powered fiduciary advice with investing, saving and borrowing in one platform. source

Regulatory status

M1 Advisory Services, LLC is an SEC-registered investment adviser, while M1 Finance LLC is a FINRA and SIPC member. source

Report export

Yes source

Security and protection

M1 Finance LLC is a SIPC member, securities in brokerage accounts are protected up to $500,000, and swept cash may qualify for FDIC insurance through partner banks. source

Paid from

3 source

Support

M1 provides a Help Center and a Contact us page. source

Unavailable trading

M1 does not offer day trading, extended-hours trading, limit orders, options, futures, short selling, mutual funds or OTC stocks. source

Checked against the maker's pages on 11 Oct 2026.