Mercado Pago Pricing in 2026
8 plans, paid from $1.49, and a free plan.
Cobro con QR
Dinero en cuenta 0,8% + IVA · débito desde 0,85% + IVA · crédito desde 4,19% + IVA · tasas dependen del plazo
Link de pago
Cobro al instante 6,29% · 10 días 4,39% · 18 días 3,39% · 35 días 1,49% · cuotas adicionales hasta 41,59%
Cuenta digital
Cuenta gratuita · transferencias gratis · tarjeta sin costo anual
Cuenta gratis
Free Mercado Pago account; no website required to create payment links
Link de pago — money available in 35 days
Fee per sale · 1.49% · Argentine peso rate shown as 1,49% · taxes may apply
Link de pago — money available in 18 days
Fee per sale · 3.39% · Argentine peso rate shown as 3,39% · taxes may apply
Link de pago — money available in 10 days
Fee per sale · 4.39% · Argentine peso rate shown as 4,39% · taxes may apply
Link de pago — money available instantly
Fee per sale · 6.29% · Argentine peso rate shown as 6,29% · taxes may apply
Free plan Read from Mercado Pago's pricing page on 15 Oct 2026.
What the alternatives cost
| Product | Free | Paid from |
|---|---|---|
| Guarda Wallet | Free plan | — |
| Rainbow | Free plan | — |
| Coin Wallet | Free plan | — |
| Cash App Taxes | Free plan | — |
| GrabPay | Free plan | — |
| Wise | Free plan | — |