PayJunction ACH Payment Processing

PayJunction ACH Payment Processing is ranked #4 of 20 in ACH Payment Processing Software on The Geeks Club. It runs on API, Browser extension, iOS, Web. There is no free plan. Paid plans start at $0.75/mo.

PayJunction ACH Payment Processing plans and pricing

All plans

Standard $0.75/mo Month-to-Month Service Card Rates: as low as 1.49% + $0.15 · ACH: as low as 0.75% payjunction.com · 1 Oct 2026

Surcharge $0.75/mo Month-to-Month Service Credit Cards: as low as 0%* · PIN Debit: Fees Apply · ACH: as low as 0.75% payjunction.com · 1 Oct 2026

Enterprise Not published Submit statements for competitive analysis payjunction.com · 1 Oct 2026

Compared on ACH Payment Processing Software

Free plan: No
Recurring ACH payments: Yes
ACH credit support: Yes
Payment links: Yes
API access: Yes
Webhook support: Yes

Best PayJunction ACH Payment Processing alternatives

See all 12

7.6 ACHQ $39/mo

7.6 Stripe ACH Direct Debit

7.6 Plaid Free trial

7.3 GoACH

7.1 Paymentus

6.7 Dwolla

PayJunction ACH Payment Processing

ACH processing: PayJunction stores and processes ACH payments for bank-to-bank transfers.
Recurring ACH: Users can process ACH payments with a click to recharge accounts or set up recurring payments.
ACH rejects: The system notifies users about ACH rejects, updates outdated information, and exports failed-payment lists for follow-up.
Digital authorization: PayJunction emails a digital receipt so customers can authorize ACH payments and sign from a desktop or smartphone.
ACH funding: The ACH page says merchants can receive next-day funds like credit or debit card payments.
ACH monthly fees: The ACH page says merchants can process ACH as often as they like without owing a monthly fee.
ACH encryption: PayJunction says its system encrypts ACH payments to protect customers.
Authorization retention: PayJunction automatically stores signed ACH authorization forms for a minimum of two years.
Browser integration: The No-code Payments Integration interacts in real time with dealer management systems and browser-based software, automating data entry and updates.
Zapier integration: PayJunction says its Zapier integration connects to over 7,000 apps, including Google Sheets and QuickBooks Online.
API support: The PayJunction API documentation includes POST /transactions for processing ACH electronic-check transactions and requires TLS 1.2 support.
Security compliance: PayJunction says it uses TLS 1.2 with 256-bit encryption and is Level 1 PCI compliant, independently audited each year.
Support terms: PayJunction advertises U.S. support in under 60 seconds, no exit fees or long-term contracts, and free PCI compliance tools.
Mobile access: The PayJunction mobile app is available on iPhone and iPad, is free, and requires an existing PayJunction customer account.
Price from: $0.75/mo

Visit site Alternatives

Where it ranks on The Geeks Club

Best ACH Payment Processing Software in 2026#4 of 20

Is PayJunction ACH Payment Processing yours?

Claim it for free: prove the domain, then correct facts, plans and screenshots. An editor reviews every change.

Claim it free Promote PayJunction ACH Payment Processing

Sources

payjunction.com/payments/ach-payments.html· checked 1 Oct 2026
support.payjunction.com/hc/en-us/articles/4411034755611-ACH-Che· checked 1 Oct 2026
payjunction.com/payments/no-code-payments-integration.h· checked 1 Oct 2026
developer.payjunction.com/hc/en-us· checked 1 Oct 2026
support.payjunction.com/hc/en-us/articles/211726437-Is-PayJunct· checked 1 Oct 2026
payjunction.com/payments/· checked 1 Oct 2026
support.payjunction.com/hc/en-us/articles/360004563613-PayJunct· checked 1 Oct 2026
www2.payjunction.com/ach-payment-processing· checked 28 Sept 2026
payjunction.com/payments/pricing.html· checked 1 Oct 2026