PayOrc is a payment orchestration layer for merchants, payment providers, banks, and technology platforms. Its routing engine selects a processor in real time, and failed payments can be retried through predefined fallback chains. The product lineup includes payment links, QR payments, subscriptions, invoicing, branded checkout, POS, and fraud risk tools. Supported payment methods include cards, wallets, Apple Pay, Google Pay, SEPA, and BNPL. PayOrc says it connects to more than 100 providers and systems, including Stripe, Adyen, Razorpay, WooCommerce, Shopify, Salesforce, and SAP. Developers have a REST API, webhooks, language SDKs, and web, Android, iOS, and Flutter SDKs. Listed security measures include PCI DSS Level 1, ISO/IEC 27001:2022, and ISO 9001 certifications, along with tokenization, a card vault, encryption, and controlled vault access. Fraud tools use rules and machine learning with configurable thresholds. Starter is free for up to USD 5k monthly TPV and one PSP; Growth costs $25/month and covers more than USD 5k to USD 100k with five PSPs.
Who it is for
It suits organizations that need to coordinate payment providers, methods, retries, and fraud controls through one integration. Starter targets lower monthly TPV, while Growth covers a higher stated TPV range and more PSPs.
What is good
- Connects to 100+ providers and systems.
- Offers automatic retries using fallback chains.
- Includes multiple payment methods through one integration.
- Starter plan is free up to USD 5k monthly TPV.
- Developer support is available through Slack, email, and video calls.
What to know first
- Starter is limited to one PSP.
- Growth costs $25/month.
- Starter and Growth domestic card fees are listed separately.
Verdict
PayOrc brings routing, retries, payment tools, and provider connections into one orchestration layer. Check the plan’s TPV and PSP limits, along with the listed domestic card fees, when choosing a tier.
PayOrc plans and pricing
All plansCompared on payment orchestration platforms
- Free plan
- Yes
- Paid from
- $25/mo
- Provider connections
- 5
- Routing rules
- Yes
- Automatic retries
- Yes
- Tokenization and vault
- Yes
- Recurring payments
- Yes
- Marketplace payouts
- Yes
