Puzzle

6.7easy start · #9 of 34
in AI Accounting Software

Free to practise onnot on record
Free trialyes
Well documentedyes
Runs where you worknot on record

Runs on api, Web. Paid plans from $30/mo.

Puzzle is ranked #9 of 34 in AI accounting software on The Geeks Club. It runs on API, Web. There is no free plan. A free trial is offered. Paid plans start at $30/mo.

Puzzle plans and pricing

All plans

R&D Study $1.50 once 1.5% of qualified research expenses Available with an active Puzzle subscription puzzle.io · 4 Oct 2026

Starter $30/mo $30 /mo; pricing page says yearly billing is available with 20% savings, and Starter is free for 2 months 1 seat · 25 lifetime AI credits · up to 98% auto-categorization · unlimited connections · cash and accrual books puzzle.io · 4 Oct 2026

Core $72/mo $72 /mo; pricing page says yearly billing is available with 20% savings 5 seats · 25 lifetime AI credits · insights · spend and revenue tracking · variance analysis · multi-entity via integration puzzle.io · 4 Oct 2026

Complete $120/mo $120 /mo; pricing page says yearly billing is available with 20% savings Unlimited seats · 100 AI credits / month · AI accuracy review and reconciliations · revenue recognition · priority support puzzle.io · 4 Oct 2026

Migration $149 once $149; charged once for each system moved Available with an active Puzzle subscription · migration from QuickBooks, Xero, or another system puzzle.io · 4 Oct 2026

Core + Expert Reviewed Bookkeeping $171/mo $171 /mo for up to $10K / mo in expenses; includes software + service Up to $10K monthly expenses · one entity and one accounting basis · up to three bookkeeping questions per month · excludes payroll processing, accounts payable/receivable, and inventory puzzle.io · 4 Oct 2026

Compared on AI accounting software

Free plan: No
Paid from: $30/mo

Best Puzzle alternatives

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The record

Product: Puzzle describes itself as AI-powered accounting software with a modern general ledger and real-time financials.
AI workflows: Puzzle Chat answers business questions in plain English, while Cowork handles tasks such as matching invoices to payments and finding subscriptions for user review.
Accounting views: Puzzle supports cash and accrual accounting from the same underlying ledger.
Automation: Puzzle says AI agents can categorize transactions, reconcile accounts, and flag exceptions, with actions reviewable and editable before financial statements are finalized.
Integrations: The integrations page lists Stripe, Ramp, Brex, Mercury, Gusto, Rippling, Deel, Meow, Causal, Runway, Bill.com, Central, MyRunwayHealth, and Joiin.
Security: Puzzle says its data is encrypted using AES 256-bit encryption and its data integrations are read-only.
Privacy: Puzzle says customers own their data and that it does not share or sell their information with third parties.
SOC 2: Puzzle states that it is SOC 2 compliant and has role-based access, encryption in transit and at rest, and audit traceability of user activity and approvals.
Support: The pricing page lists priority support on Complete and Scale, and dedicated onboarding and support on Scale.
Who it serves: Puzzle says it is designed for startups and small and medium businesses, and its pricing page describes its services as scaling from pre-seed to Series B.
Service option: Customers can subscribe to the software alone or pair it with a vetted partner who handles monthly bookkeeping work.
Notable limits: The pricing page says Core is only available for businesses with up to $10K / mo in expenses when paired with accounting services, and Expert Reviewed is limited to one entity and one accounting basis.
Company leadership: Puzzle identifies Sasha Orloff as cofounder and CEO and John Cwikla as cofounder and CTO.
Price from: $30/mo

Where it ranks on The Geeks Club

Best AI Accounting Software in 2026#9 of 34
Best SaaS Accounting Software in 2026#9 of 27

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Sources

puzzle.io· checked 4 Oct 2026
puzzle.io/integrations· checked 4 Oct 2026
puzzle.io/security· checked 4 Oct 2026
puzzle.io/pricing· checked 4 Oct 2026
puzzle.io/about· checked 4 Oct 2026