ReconcileIQ

7.7easy start · #3 of 26
in Payment Reconciliation Software

Free to practise onyes
Free trialyes
Well documentedyes
Runs where you worknot on record

Runs on api, Web. Paid plans from £5/mo.

ReconcileIQ is ranked #3 of 26 in payment reconciliation software on The Geeks Club. It runs on API, Web. There is a free plan. A free trial is offered. Paid plans start at £5/mo.

ReconcileIQ plans and pricing

All plans

Start Free Free £0 /forever 1,000 one-off credits · no overage · 1 IQ Books organisation, cash accounting only reconcileiq.com · 30 Sept 2026

Starter £5/mo £5 /mo 5,000 credits / month · 1 IQ Books organisation · then £0.002/credit, capped reconcileiq.com · 30 Sept 2026

Accountant £15/mo £15 /mo 25,000 credits / month · 5 IQ Books organisations · then £0.0015/credit, capped reconcileiq.com · 30 Sept 2026

Practice Essential £39/mo £39 /mo 50,000 credits / month · up to 50 connected clients · then £0.001/credit, capped reconcileiq.com · 30 Sept 2026

Practice Pro £79/mo £79 /mo 150,000 credits / month · up to 250 connected clients · then £0.0008/credit, capped reconcileiq.com · 30 Sept 2026

Enterprise £199/mo £199 /mo 500,000 credits / month · up to 1,000 connected clients · then £0.0005/credit, capped reconcileiq.com · 30 Sept 2026

Compared on payment reconciliation software

Free plan: Yes
Automatic matching: Yes
Accounting integrations: QuickBooks, Xero, Sage, Pandle, FreeAgent, YNAB
Invoice reconciliation: Yes
Multi-currency support: Yes
API access: Yes

Best ReconcileIQ alternatives

See all 12

UnPay Loan Management System 0 of 4 in the starter kit Lesson 17.9 BankStatementMatcher 0 of 4 in the starter kit Lesson 27.7 Fihary 0 of 4 in the starter kit Lesson 47.1 Invoiced 0 of 4 in the starter kit Lesson 56.5 Ledge Cash Application 0 of 4 in the starter kit Lesson 66.5 OCTA AP Automation 0 of 4 in the starter kit Lesson 76.5

The record

Purpose: ReconcileIQ matches bank statements against accounting records, identifies discrepancies, and can push fixes back to accounting software.
Matching: Its matching engine handles fuzzy descriptions, date variances, and batch payments, with the site claiming throughput above 5,000 transactions per second.
Invoice matching: Invoice-to-payment matching uses a weighted algorithm: 60% amount, 35% description, and 5% date, with a 150-day window for late payments.
Statement inputs: The parser accepts digital PDFs, scans, phone photos, CSV, Excel, OAuth feeds, and custom formats from any bank.
Integrations: The listed OAuth integrations are QuickBooks, Xero, Sage, Pandle, FreeAgent, and YNAB; the page marks the first four as post and the latter two as read.
Exports: After reconciliation, users can review, push corrections to connected software, or export PDF and CSV; the page also lists API output.
Security: The product page says it uses AES-256 encryption, processes files in isolated environments, deletes them automatically, and is GDPR compliant and ICO registered.
Security certification: The pricing page says the company's SOC 2 journey is in progress.
Support: The Starter plan lists email support, and the about page says the founder usually responds within 24 hours.
Who it serves: The about page describes ReconcileIQ as built for accountants and accounting professionals, and the product page also identifies business owners as users.
Company: The about page identifies Jack Whitehead as founder, says ReconcileIQ was founded in April 2025, and says he is based in the United Kingdom.
Platform context: The company says ReconcileIQ runs standalone on existing accounting software or natively inside IQ Books.
Founded: 2025
Headquarters: United Kingdom
Price from: £5/mo

Where it ranks on The Geeks Club

Best Payment Reconciliation Software in 2026#3 of 26

Is ReconcileIQ yours?

Claim it for free: prove the domain, then correct facts, plans and screenshots. An editor reviews every change.

Claim it free Promote ReconcileIQ

Sources

reconcileiq.com/reconcileiq/· checked 30 Sept 2026
reconcileiq.com/pricing· checked 30 Sept 2026
reconcileiq.com/about· checked 30 Sept 2026