SCREDIT

SCREDIT is ranked #8 of 26 in credit management software on The Geeks Club. It runs on Android, iOS, Web. There is no free plan. Paid plans start at $62.50/mo.

SCREDIT plans and pricing

All plans

Starter $750/yr annually 25–60 applications/month · digital applications · weighted scorecards · core AR views · watchlists · SCONNECT portal · email support efilostech.com · 30 Sept 2026

Growth $2,000/yr annually Everything in Starter · approval routing · bureau integrations · collections queues · promise-to-pay · disputes workflow efilostech.com · 30 Sept 2026

Scale $4,500/yr annually Everything in Growth · multi-entity · multi-currency · construction credit · concentration-risk monitoring · priority support efilostech.com · 30 Sept 2026

Custom Not published Everything in Scale · board and CFO views · custom integrations · data migration · dedicated environments · security review support efilostech.com · 30 Sept 2026

Compared on credit management software

Free plan: No
Paid from: $750/mo
Application workflow: Yes
Credit limit controls: Yes
Exposure monitoring: Yes
Risk scoring: Yes
Review workflows: Yes
ERP/accounting connectors: Yes

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SCREDIT

Purpose: SCREDIT helps finance and credit teams manage customer onboarding, automated credit decisions, financial-risk analysis, collections, and portfolio exposure.
Core workflow: The platform combines onboarding, underwriting, bureau intelligence, approvals, portfolio analytics, accounts-receivable visibility, and collections execution.
Applications: Digital credit applications support document collection, e-signature, trade references, and approval-ready customer profiles.
Construction credit: Construction workflows track job-level exposure, retainage, lien deadlines, bond status, and project-specific risk.
Integrations: Purpose-built connectors cover SAP, NetSuite, Dynamics 365, QuickBooks Online, Salesforce, eight commercial bureaus, Plaid, Middesk, Persona, Avalara, Stripe, Levelset, NCS, and Handle.
ERP role: SCREDIT keeps the ERP as the system of record for invoicing, terms, due dates, and cash application, while sending credit decisions and approved limits back.
Customer portal: SCONNECT is included in every plan and lets customers submit applications, upload documents, view invoices and statements, make payments, and access executed agreements.
Security architecture: SCREDIT uses schema-per-tenant isolation, role-based access control, least-privilege runtime controls, encryption, monitoring, and audited administrative workflows.
Compliance status: Security controls are designed around SOC 2 principles, but EFILOS states that its third-party SOC 2 audit is not yet complete.
Data ownership: The customer organization remains the owner of customer, financial, and workflow data submitted into SCREDIT.
Target users: SCREDIT is built for B2B teams handling 50 or more credit applications per month, including manufacturing, wholesale distribution, industrial distribution, construction supply, and FMCG/CPG.
Support and implementation: Starter includes email support, Scale includes priority support, and implementation is scoped in weeks rather than quarters.
Headquarters: Dallas, Texas, United States
Price from: $62.50/mo

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Where it ranks on The Geeks Club

Best Credit Management Software in 2026#8 of 26

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Sources

efilostech.com/products/scredit· checked 30 Sept 2026
efilostech.com/products/scredit/integrations· checked 30 Sept 2026
efilostech.com/solutions/customer-portal· checked 30 Sept 2026
efilostech.com/security· checked 30 Sept 2026
efilostech.com/trust· checked 30 Sept 2026
efilostech.com/pricing· checked 30 Sept 2026
efilostech/pricing· checked 30 Sept 2026