WealthTrace

6.5easy start · #24 of 34
in Financial Planning Software

Free to practise onnot on record
Free trialyes
Well documentedyes
Runs where you worknot on record

Runs on Web. Paid plans from $19.08/mo.

WealthTrace is ranked #24 of 34 in financial planning software on The Geeks Club. It runs on Web. There is no free plan. A free trial is offered. Paid plans start at $19.08/mo.

WealthTrace plans and pricing

All plans

Individuals: Standard $229/yr $229/year Unlimited use · Email support · Live chat support · Monte Carlo analysis · What-if scenarios · Link investment accounts · Expert one-on-one support available at add-on charge mywealthtrace.com · 9 Oct 2026

Individuals: Deluxe $289/yr $289/year Unlimited use · Email support · Live chat support · Priority support over Standard · Monte Carlo analysis · What-if scenarios · Link investment accounts · Historical investment data and performance · Roth conversion and asset allocation scenarios · Expert one-on-one support available at add-on charge mywealthtrace.com · 9 Oct 2026

Advisor $1,049/yr $1,049/year or $315/quarter Email and phone support · Client portal · Online fact finder · Model portfolios · Customized reports · Monte Carlo analysis · Link client accounts using Yodlee · What-if, asset allocation, and Roth conversion scenarios; add-on charges may apply mywealthtrace.com · 9 Oct 2026

Compared on financial planning software

Free plan: No
Scenario analysis: Yes

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The record

Purpose: WealthTrace provides retirement planning software for individuals and couples to build, manage, and analyze their own plans.
Planning tools: The software models retirement income, taxes, Roth conversions, Social Security, investments, expenses, and what-if scenarios.
Investment tracking: Users can link brokerage, IRA, 401(k), and other investment accounts to monitor balances, holdings, performance, transactions, fund fees, and asset allocation, or enter investments manually.
Tax planning: WealthTrace models Roth conversions, required minimum distributions, withdrawals, retirement income, and taxes over time.
AI: Trace AI is included in Deluxe and Advisor and answers questions with plain-language explanations based on a user's plan.
Integrations: WealthTrace says users can link accounts through Yodlee and Plaid, and that bank and brokerage credentials are stored at those providers rather than in WealthTrace's database.
Security: WealthTrace states that it uses 256-bit encryption for information passed between users and its servers.
Data use: WealthTrace states that it will not sell or give user data to third parties.
Support: The pricing page lists email and live chat support for individual plans, with priority support for Deluxe; Advisor includes email and phone support.
Notable limits: Creating and saving multiple individual plans may incur an additional charge, and some account-linking and other add-ons may also cost extra.
Trial: The pricing page advertises a free trial and says no credit card is required to start it, but does not state its duration.
Price from: $19.08/mo

Where it ranks on The Geeks Club

Best Financial Planning Software in 2026#24 of 34
Best Retirement Planning Software in 2026#19 of 26

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Sources

mywealthtrace.com· checked 9 Oct 2026
mywealthtrace.com/all-features· checked 9 Oct 2026
mywealthtrace.com/privacy-policy· checked 9 Oct 2026
mywealthtrace.com/prices-section· checked 9 Oct 2026