Best Financial Planning Software in 2026
Updated
In short: Boldin is ranked #1 of 34 as of 4 October 2026, ahead of ProjectionLab and Conquest. The best-ranked option with a free plan is ProjectionLab. The lowest first paid tier on this page is Betterment at $0.05/mo.
Planning software can help you work through cash flow, goals and the financial decisions connected to them. Compare cash-flow modeling and scenario analysis with goal, investment, insurance and tax planning to see which areas each option covers. If you work with clients, check whether a client portal is listed; free-plan availability and paid-from pricing can also help you weigh access and cost. Boldin, ProjectionLab and myprosperity are among the entries to consider. Start with the planning work you need to support, then compare the listed capabilities against it.
34 financial planning software ranked on what their makers publish — plans and prices, free tiers, platforms and the facts on their own pages.
Financial Planning Software, ranked on how quickly a newcomer can get going. 11 of the 25 on this page can be tried for free.
- 1 BoldinPaid from $12/mo
- Free to practise on: yes
- Free trial: yes
- Well documented: yes
- Runs where you work: yes
- 2 ProjectionLabPaid from $10.75/mo
- Free to practise on: yes
- Free trial: yes
- Well documented: yes
- Runs where you work: yes
- 3 Conquest
- Free to practise on: yes
- Free trial: yes
- Well documented: yes
- Runs where you work: not on record
- 4 myprosperityPaid from A$14.95/mo
- Free to practise on: yes
- Free trial: not on record
- Well documented: yes
- Runs where you work: yes
- 5 AstuteWheelPaid from A$25/mo
- Free to practise on: yes
- Free trial: not on record
- Well documented: yes
- Runs where you work: not on record
- 6 BettermentPaid from $0.05/mo
- Free to practise on: yes
- Free trial: not on record
- Well documented: yes
- Runs where you work: yes
- 7 MaxiFiPaid from $12.42/mo
- Free to practise on: not on record
- Free trial: yes
- Well documented: yes
- Runs where you work: yes
- 8 MoneyGuidePaid from $33.33/mo
- Free to practise on: not on record
- Free trial: yes
- Well documented: yes
- Runs where you work: yes
- 9 MyPlanFree plan
- Free to practise on: yes
- Free trial: not on record
- Well documented: yes
- Runs where you work: not on record
- 10 eMoney Advisor
- Free to practise on: not on record
- Free trial: yes
- Well documented: yes
- Runs where you work: yes
- 11 RightCapitalPaid from $12.50/mo
- Free to practise on: not on record
- Free trial: yes
- Well documented: yes
- Runs where you work: yes
- 12 Xplan
- Free to practise on: not on record
- Free trial: not on record
- Well documented: yes
- Runs where you work: yes
- 13 LivePlanPaid from $15/mo
- Free to practise on: not on record
- Free trial: not on record
- Well documented: yes
- Runs where you work: yes
- 14 Orion Portfolio AccountingPaid from $1083.33/mo
- Free to practise on: not on record
- Free trial: not on record
- Well documented: yes
- Runs where you work: yes
- 15 EVPro
- Free to practise on: not on record
- Free trial: not on record
- Well documented: not on record
- Runs where you work: yes
- 16 Planswell
- Free to practise on: not on record
- Free trial: not on record
- Well documented: not on record
- Runs where you work: yes
- 17 PlanTechHubPaid from $90/mo
- Free to practise on: not on record
- Free trial: not on record
- Well documented: yes
- Runs where you work: not on record
- 18 NaviPlan
- Free to practise on: not on record
- Free trial: not on record
- Well documented: not on record
- Runs where you work: not on record
- 19 CushionPaid from $10/mo
- Free to practise on: not on record
- Free trial: not on record
- Well documented: yes
- Runs where you work: not on record
- 20 FinCalc
- Free to practise on: not on record
- Free trial: not on record
- Well documented: not on record
- Runs where you work: not on record
- 21 MyOwnFP
- Free to practise on: not on record
- Free trial: not on record
- Well documented: not on record
- Runs where you work: not on record
- 22 FE CashCalc
- Free to practise on: not on record
- Free trial: not on record
- Well documented: yes
- Runs where you work: not on record
- 23 Foundry PlanningPaid from $166/mo
- Free to practise on: not on record
- Free trial: not on record
- Well documented: yes
- Runs where you work: not on record
- 24 Kerdora
- Free to practise on: not on record
- Free trial: not on record
- Well documented: yes
- Runs where you work: not on record
- 25 Libretto
- Free to practise on: not on record
- Free trial: not on record
- Well documented: not on record
- Runs where you work: not on record
Compare all 25 in a table
| # | Platform | Score | Free plan | From | Free plan | Paid from | Cash-flow modeling | Goal planning |
|---|---|---|---|---|---|---|---|---|
| 1 | Boldin | 7.7 | Free plan | $12/mo | Yes | — | — | — |
| 2 | ProjectionLab | 7.7 | Free plan | $10.75/mo | Yes | — | — | — |
| 3 | Conquest | 7.6 | No | — | No | — | Yes | Yes |
| 4 | myprosperity | 7.3 | Free plan | A$14.95/mo | Yes | — | Yes | Yes |
| 5 | AstuteWheel | 7.2 | No | A$25/mo | No | — | Yes | Yes |
| 6 | Betterment | 7.2 | Free plan | $0.05/mo | Yes | — | — | — |
| 7 | MaxiFi | 7.1 | No | $12.42/mo | No | — | — | — |
| 8 | MoneyGuide | 7.1 | No | $33.33/mo | — | — | Yes | Yes |
| 9 | MyPlan | 7.0 | Free plan | Free | Yes | — | Yes | Yes |
| 10 | eMoney Advisor | 6.9 | No | — | — | — | Yes | Yes |
| 11 | RightCapital | 6.9 | No | $12.50/mo | No | — | Yes | Yes |
| 12 | Xplan | 6.7 | No | — | — | — | Yes | Yes |
| 13 | LivePlan | 6.6 | No | $15/mo | Yes | — | Yes | — |
| 14 | Orion Portfolio Accounting | 6.3 | No | $1083.33/mo | — | — | Yes | Yes |
| 15 | EVPro | 6.2 | No | — | — | — | Yes | Yes |
| 16 | Planswell | 6.1 | No | — | Yes | — | Yes | Yes |
| 17 | PlanTechHub | 6.1 | No | $90/mo | Yes | — | Yes | Yes |
| 18 | NaviPlan | 5.9 | No | — | — | — | Yes | Yes |
| 19 | Cushion | 5.8 | No | $10/mo | No | — | Yes | Yes |
| 20 | FinCalc | 5.8 | No | — | — | — | Yes | Yes |
| 21 | MyOwnFP | 5.8 | No | — | Yes | — | Yes | — |
| 22 | FE CashCalc | 5.7 | No | — | No | — | Yes | Yes |
| 23 | Foundry Planning | 5.7 | No | $166/mo | No | — | Yes | Yes |
| 24 | Kerdora | 5.7 | No | — | No | — | Yes | Yes |
| 25 | Libretto | 5.7 | No | — | — | — | — | Yes |
Is your platform on this list?
Numbered spots on this list can be sponsored, and a sponsored row is labelled as paid.
Questions about this list
Which financial planning software is ranked first on The Geeks Club?
Boldin is ranked #1 of 34 with a score of 7.7. ProjectionLab is second and Conquest third.
How many of these have a free plan?
5 of the 25 on this page publish a free plan on their own pricing pages.
Which is the cheapest paid option?
On this page, Betterment has the lowest first paid tier we found: $0.05/mo.
How is this list ranked?
Ranked on how quickly a newcomer can get going: documentation depth, a free tier or trial, and the platforms it runs on.