Best Personal Finance Software in 2026
Updated
181ranked
15free plans on this page
€0.99/molowest paid tier
9 Oct 2026last checked
Personal Finance Software, ranked on how quickly a newcomer can get going.18 of 18 products with recorded free access can be tried for free.
- 26 Toshl FinanceFree plan
- Free to practise on: yes
- Well documented: yes
- Runs where you work: yes
- 27 TrakliPaid from $7.19/mo
- Free to practise on: yes
- Well documented: yes
- Runs where you work: yes
- 28 FinanzguruPaid from €0.99/mo
- Free to practise on: yes
- Well documented: yes
- Runs where you work: yes
- 29 Fina MoneyFree plan
- Free to practise on: yes
- Well documented: yes
- Runs where you work: no
- 30 BluecoinsFree plan
- Free to practise on: yes
- Well documented: yes
- Runs where you work: no
- 31 HomeBankFree plan
- Free to practise on: yes
- Well documented: yes
- Runs where you work: yes
- 32 SnoopPaid from £5.99/mo
- Free to practise on: yes
- Well documented: yes
- Runs where you work: no
- 33 BucketsPaid from $64/mo
- Free to practise on: no
- Free trial: yes
- Well documented: yes
- Runs where you work: yes
- 34 Fast BudgetPaid from €1.67/mo
- Free to practise on: yes
- Well documented: yes
- Runs where you work: yes
- 35 Money Forward MEFree plan
- Free to practise on: yes
- Well documented: yes
- Runs where you work: yes
- 36 FunancePaid from A$9.90/mo
- Free to practise on: yes
- Free trial: yes
- Well documented: yes
- Runs where you work: no
- 37 QuickenPaid from $3.99/mo
- Free to practise on: no
- Well documented: yes
- Runs where you work: yes
- 38 PocketGuardPaid from $6.25/mo
- Well documented: yes
- Runs where you work: yes
- 39 MoneyPatrol AIPaid from $5.75/mo
- Free to practise on: no
- Well documented: yes
- Runs where you work: yes
- 40 If I SavedFree plan
- Free to practise on: yes
- Well documented: yes
- Runs where you work: no
- 41 PocketVault FinancePaid from $4.99/mo
- Free to practise on: yes
- Well documented: yes
- Runs where you work: no
- 42 ExtMoneyPaid from $2.99/mo
- Free to practise on: yes
- Well documented: yes
- Runs where you work: no
- 43 Wallet by BudgetBakers
- Well documented: yes
- Runs where you work: yes
- 44 Sure
- Well documented: yes
- Runs where you work: yes
- 45 BuxferPaid from $7.99/mo
- Well documented: yes
- Runs where you work: yes
- 46 CountAboutPaid from $1.67/mo
- Well documented: yes
- Runs where you work: yes
- 47 Copilot MoneyPaid from $7.92/mo
- Free to practise on: no
- Free trial: yes
- Well documented: yes
- Runs where you work: no
- 48 Liquid Budget
- Free trial: yes
- Well documented: yes
- Runs where you work: yes
- 49 GoodbudgetPaid from $10/mo
- Free to practise on: yes
- Well documented: yes
- Runs where you work: yes
- 50 BufyPaid from €4.99/mo
- Free to practise on: yes
- Free trial: yes
- Well documented: yes
- Runs where you work: no
Compare all 25 in a table
| # | Platform | Score | Free plan | From | Free plan | Paid from | Budgeting tools | Bill tracking |
|---|---|---|---|---|---|---|---|---|
| 26 | Toshl Finance | 8.0 | Free plan | Free | Yes | Yes | Yes | |
| 27 | Trakli | 8.0 | Free plan | $7.19/mo | Yes | $7.19/mo | Yes | Yes |
| 28 | Finanzguru | 8.0 | Free plan | €0.99/mo | Yes | Yes | Yes | |
| 29 | Fina Money | 7.9 | Free plan | Free | Yes | Yes | Yes | |
| 30 | Bluecoins | 7.9 | Free plan | Free | Yes | Yes | Yes | |
| 31 | HomeBank | 7.9 | Free plan | Free | Yes | Yes | Yes | |
| 32 | Snoop | 7.9 | Free plan | £5.99/mo | Yes | Yes | Yes | |
| 33 | Buckets | 7.9 | No | $64/mo | No | Yes | Yes | |
| 34 | Fast Budget | 7.9 | Free plan | €1.67/mo | Yes | Yes | Yes | |
| 35 | Money Forward ME | 7.9 | Free plan | Free | Yes | Yes | Yes | |
| 36 | Funance | 7.9 | Free plan | A$9.90/mo | Yes | Yes | Yes | |
| 37 | Quicken | 7.8 | No | $3.99/mo | No | $6.99/mo | Yes | Yes |
| 38 | PocketGuard | 7.8 | $6.25/mo | Yes | $6.25/mo | Yes | Yes | |
| 39 | MoneyPatrol AI | 7.8 | No | $5.75/mo | No | Yes | Yes | |
| 40 | If I Saved | 7.8 | Free plan | Free | Yes | Yes | Yes | |
| 41 | PocketVault Finance | 7.8 | Free plan | $4.99/mo | Yes | $4.99/mo | Yes | Yes |
| 42 | ExtMoney | 7.8 | Free plan | $2.99/mo | Yes | $4.08/mo | Yes | Yes |
| 43 | Wallet by BudgetBakers | 7.7 | Yes | Yes | Yes | |||
| 44 | Sure | 7.7 | Yes | Yes | Yes | |||
| 45 | Buxfer | 7.7 | $7.99/mo | Yes | $7.99/mo | Yes | Yes | |
| 46 | CountAbout | 7.7 | $1.67/mo | Yes | Yes | Yes | ||
| 47 | Copilot Money | 7.7 | No | $7.92/mo | No | $7.92/mo | Yes | Yes |
| 48 | Liquid Budget | 7.7 | No | Yes | Yes | |||
| 49 | Goodbudget | 7.7 | Free plan | $10/mo | Yes | $10/mo | Yes | Yes |
| 50 | Bufy | 7.7 | Free plan | €4.99/mo | Yes | Yes | Yes |
More in Finance & Accounting
All finance & accounting listsPersonal Tax Software 123Tax Compliance Software 109Accounts Payable Software 98Financial Planning & Analysis Software 89Invoicing software 85Scenario Planning Software 85Money Transfer Apps 82Portfolio Management Software 81Bookkeeping Software 76Payment Processing Software 71Bank Connectivity Software 70Fund Accounting Software 69