Billie

7.2easy start · #4of 26
in Buy Now, Pay Later Platforms

Free to practise onyes
Well documentedyes
Runs where you workyes

Runs on Android, iOS, Web.

Visit site Alternatives

Billie is ranked #4 of 26 in buy now, pay later platforms on The Geeks Club. It runs on Android, iOS, Web.

Billie plans and pricing

All plans

Billie cards Free No monthly fee or interest; 1% fee on foreign-currency transactions No minimum spend or contract term · Up to 45 days to pay billie.io · 8 Oct 2026

Billie business payments Pricing not stated on the opened pages; demo request offered billie.io · 8 Oct 2026

Compared on buy now, pay later platforms

Checkout channels: omnichannel
Repayment terms: 7 to 120 days; 30 to 120 days for buyer-facing pay-later terms; installments; pay on account
Merchant platforms: Klarna, Adyen, Stripe, Kustom, Mollie, Shopware, JTL, WooCommerce
Merchant settlement: same day
Consumer regions: Germany, France, Netherlands, Sweden, Norway, Finland, Austria, Spain, Denmark, Switzerland, United Kingdom
Merchant dashboard: Yes

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The record

Product: Billie provides B2B payment solutions, including invoice payment, installments, and trade accounts.
Business model: Billie offers businesses factoring and buy-now-pay-later services for business purchases.
Merchant payment: Merchants are paid upfront while business buyers can choose a payment term.
Use cases: The product is presented for e-commerce merchants, marketplaces, and digital platforms selling to businesses.
Sales channels: Billie supports online shops, telesales, and in-person sales.
Integrations: Integration options include direct REST API, SDK, shop plugins, Adyen, Klarna, Kustom, Mollie, and Stripe.
Credit risk: Billie says it assumes the full credit and default risk after a successful purchase.
Payment limits: The Stripe page states buyer purchase limits of up to €25,000 and a 30-day payment term.
Card features: Billie cards are described as physical, virtual, and single-use cards with per-card limits and rules.
Card accounting: The card page names DATEV and Lexware integrations and says receipts are matched automatically and transactions booked directly.
Security and regulation: The card page says the cards are issued by Pliant Oy, an authorized electronic money institution regulated by Finland's FIN-FSA.
Support: Billie directs payment and integration questions to its help center and developer portal; its imprint says the chatbot resolves around 75% of inquiries immediately.
Availability: The Stripe page lists merchant sales to Germany, France, the Netherlands, Sweden, Norway, Finland, Austria, Spain, Denmark, Switzerland, and the UK.
Company: Billie GmbH lists its address as Am Postbahnhof 15, 10243 Berlin, Germany.

Where it ranks on The Geeks Club

Best Buy Now, Pay Later Platforms in 2026#4 of 26

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Sources

billie.io· checked 8 Oct 2026
billie.io/datenschutz· checked 8 Oct 2026
billie.io/integration· checked 8 Oct 2026
billie.io/billie-stripe· checked 8 Oct 2026
billie.io/kreditkarten· checked 8 Oct 2026
billie.io/impressum· checked 8 Oct 2026