Tamara

7.7easy start · #1of 26
in Buy Now, Pay Later Platforms

Free to practise onyes
Free trialyes
Well documentedyes
Runs where you workyes

Runs on Android, iOS, Web. Paid plans from AED 19/mo.

Tamara is ranked #1 of 26 in buy now, pay later platforms on The Geeks Club. It runs on Android, iOS, Web. There is a free plan. A free trial is offered. Paid plans start at AED 19/mo.

Tamara plans and pricing

All plans

Pay in 3 Free 3 equal monthly payments · 0% APR · available subject to eligibility and merchant offer tamara.co · 8 Oct 2026

Tamara Smart AED 19/mo Free for the first month, then AED 19 monthly UAE only · 1% cashback per order up to AED 250 monthly · processing fee waiver up to 1% tamara.co · 8 Oct 2026

Compared on buy now, pay later platforms

Checkout channels: omnichannel
Repayment terms: 3, 4, 6, 9, 12, and 24 months
Merchant platforms: Shopify, WooCommerce, Magento, Salla, Zid, Salesforce Commerce Cloud, Paymob, OpenCart, ExpandCart, Geidea, Network International
Merchant settlement: scheduled
Consumer regions: Saudi Arabia, United Arab Emirates, Kuwait, Bahrain
Merchant dashboard: Yes

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The record

What it does: Tamara is a payment solution that lets shoppers split payments for purchases at participating stores.
Payment schedules: Its Saudi financing page lists payment schedules of 3, 4, 6, 9, 12, and 24 months.
Purchase limit: The stated maximum spending limit is SAR 50,000, subject to merchant availability, credit score, and payment history.
Online and in-store: Tamara says it is available online and in-store at most stores across Saudi Arabia and the UAE.
No late fees: The company says missed payments do not incur late fees, though repeated delays may suspend an account and affect credit score.
Deals: Exclusive Deals may apply automatically at checkout or be redeemed with promo codes on the store checkout page.
Merchant features: Tamara Business offers online, in-store, and QR payment options, plus saved cards, Mada, Apple Pay, and one-click checkout.
Integrations: The merchant page lists Shopify, WooCommerce, Magento, Salla, Zid, Paymob, OpenCart, and other platform integrations.
Security: Tamara says it monitors transactions around the clock and protects transactions and data using advanced encryption technologies.
Security disclosure: Tamara’s disclosure page says it responds to vulnerability submissions within 14 business days and that its bug bounty program is temporarily closed.
Regulation: Tamara Finance Company says it is under Saudi Central Bank supervision and control, under License No. 95/A Sh/202502.
Support: The Saudi site lists the Help Center and support telephone number 8001181118.
Smart membership: Tamara Smart is described as a UAE-only membership with a one-month free period, monthly billing, and cancellation at any time.
Headquarters: Riyadh, Saudi Arabia
Price from: AED 19/mo

Where it ranks on The Geeks Club

Best Buy Now, Pay Later Platforms in 2026#1 of 26

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Sources

tamara.co/en-sa· checked 8 Oct 2026
tamara.co/en-sa/financing-product-prices· checked 8 Oct 2026
tamara.co/en-sa/partners· checked 8 Oct 2026
tamara.co/en-sa/responsible-disclosure· checked 8 Oct 2026
tamara.co/en-ae/smart-product· checked 8 Oct 2026
tamara.co· checked 28 Sept 2026