Debt Payoff Planner: Tracker

7.8easy start · #2 of 23
in Debt Management Software

Free to practise onyes
Free trialyes
Well documentedyes
Runs where you worknot on record

Runs on iOS, Web. Paid plans from $2.50/mo.

Debt Payoff Planner: Tracker is ranked #2 of 23 in debt management software on The Geeks Club. It runs on iOS, Web. There is a free plan. A free trial is offered. Paid plans start at $2.50/mo.

Debt Payoff Planner: Tracker plans and pricing

All plans

Free Free Up to 3 debts · payment logging · reminders · debt-free estimate debtpayoff.app · 2 Oct 2026

Premium monthly $4.99/mo Monthly Unlimited debts · strategy comparison with exact payoff order · advanced statistics · PDF reports debtpayoff.app · 2 Oct 2026

Premium yearly $29.99/yr Yearly; 7-day free trial Unlimited debts · strategy comparison with exact payoff order · advanced statistics · PDF reports debtpayoff.app · 2 Oct 2026

Compared on debt management software

Free plan: Yes
Paid from: $4.99/mo
Payoff strategies: both
Balance tracking: Yes
Mobile apps: Yes

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The record

Purpose: The app records debts and payments, compares payoff strategies, and tracks progress; it is a planning tool, not a lender or debt settlement service.
Payment tracking: Users can log payments, review payment history, set reminders, and follow progress.
Debts covered: The app can track money users owe and money owed to them.
Offline use: The app works offline.
Bank connection: Users enter debts manually, and the app does not connect to a bank or request a bank login.
Data storage: Debt records stay on the user's iPhone and in their private iCloud, and are not sent to the developer's servers.
Third-party services: Purchases, analytics, and diagnostics use service providers.
Calculators: The website offers free debt payoff, loan, and credit card payoff calculators that run in the browser without an account.
Calculator privacy: Calculator inputs are not sent to analytics, but printed-plan QR codes and older shared-plan links can include debt names and plan numbers in the URL.
Limitations: The app is for iPhone with iOS 26 or later, has no Android version, and supports only snowball and avalanche strategies.
Languages: The app is available in 13 languages.
Maker: The app is made by Linas Nutautas, an independent iOS developer.
Support: The developer says to contact them through the app's App Store listing.
Price from: $2.50/mo

Where it ranks on The Geeks Club

Best Debt Management Software in 2026#2 of 23

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Sources

debtpayoff.app/app/· checked 2 Oct 2026
debtpayoff.app/faq/· checked 2 Oct 2026
debtpayoff.app· checked 2 Oct 2026