Undebt.it

7.8easy start · #4 of 23
in Debt Management Software

Free to practise onyes
Free trialyes
Well documentedyes
Runs where you workyes

Runs on Android, iOS, Web. Paid plans from $0.83/mo.

Undebt.it is ranked #4 of 23 in debt management software on The Geeks Club. It runs on Android, iOS, Web. There is a free plan. A free trial is offered. Paid plans start at $0.83/mo.

Undebt.it plans and pricing

All plans

Undebt.it Free Free Free to use Core debt payoff planner · free debt snowball calculator · 30-day free trial of Undebt.it+ available to account holders undebt.it · 30 Sept 2026

Undebt.it+ $10/yr $10/year · single, non-recurring access fee Premium features · access for one year · manually renewed undebt.it · 30 Sept 2026

Compared on debt management software

Free plan: Yes
Payoff strategies: both
Balance tracking: Yes
Mobile apps: No

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The record

Purpose: Undebt.it generates rollover debt payoff plans and tracks payments, balances, and projected debt-free dates.
Payoff methods: It lists eight payoff methods, including snowball, avalanche, hybrid, cash flow index, and custom plans.
Calculator: The free debt snowball calculator can create a one-off plan without an account.
Premium features: Undebt.it+ includes bill tracking, payoff snapshots, calendar views, reminders, what-if scenarios, and other tools.
Mobile access: The site can be installed on iPhone and Android home screens from a browser as an app.
Bank sync: Undebt.it+ can sync balances and optionally import transactions through SimpleFIN once nightly.
Bank sync limits: SimpleFIN sync is read-only, requires a separate SimpleFIN Bridge account, and does not sync interest rates, minimum payments, or due dates.
YNAB integration: The YNAB integration can update balances and import payment and purchase transactions.
Data collection: The maker says the service does not ask for bank or credit-card login credentials and that account details are entered by the user.
Security: The privacy policy says passwords are not stored in plaintext and data transfers use SSL encryption.
Privacy: The privacy policy says user personal identification information is not sold or shared with third parties.
Support: The site provides an FAQ and help center and lists an email address and contact form.
Account limit: The FAQ says one account is intended to track one set of accounts; a separate email account can be used for another set.
Maker and launch: The maker says Undebt.it began on February 28, 2012 as a personal debt-management side project.
Price from: $0.83/mo

Where it ranks on The Geeks Club

Best Debt Management Software in 2026#4 of 23

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Sources

undebt.it/how-undebt.it-works.php· checked 30 Sept 2026
undebt.it· checked 30 Sept 2026
undebt.it/plus-info.php· checked 30 Sept 2026
undebt.it/faq.php· checked 30 Sept 2026
undebt.it/bank-syncing-with-simplefin.php· checked 30 Sept 2026
undebt.it/privacy-policy.php· checked 30 Sept 2026
undebt.it/about.php· checked 30 Sept 2026