MaxiFi

7.1easy start · #7 of 34
in Financial Planning Software

Free to practise onnot on record
Free trialyes
Well documentedyes
Runs where you workyes

Runs on Android, iOS, Linux, Mac, Web, Windows. Paid plans from $12.42/mo.

MaxiFi is ranked #7 of 34 in financial planning software on The Geeks Club. It runs on Android, iOS, Linux, macOS, Web, Windows. There is no free plan. A free trial is offered. Paid plans start at $12.42/mo.

MaxiFi plans and pricing

All plans

14-Day Trial Free Limited features · detailed lifetime plan · compare 3 alternate scenarios · customer support · orientation and office hours maxifi.com · 4 Oct 2026

Unlocked $149/yr $149 /Year All features · up to 25 Alternative Profiles · annual budgeting and tracking · PDF and Excel exports · premium optimizers maxifi.com · 4 Oct 2026

Compared on financial planning software

Free plan: No
Scenario analysis: Yes

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The record

Purpose: MaxiFi creates a lifetime financial plan and calculates sustainable annual spending based on income, assets, taxes, Social Security, and other inputs.
Scenario planning: Users can update their plan and compare alternative choices such as changing jobs, buying a home, or retiring early.
Tax and benefits: The software calculates federal, state, FICA, and IRMAA taxes, Social Security benefits, and Medicare Part B premiums.
Optimization: Paid features include Roth conversion, Social Security filing, and retirement withdrawal optimizers.
Investment risk: Living Standard Monte Carlo compares how investment strategies and spending behavior affect discretionary spending.
Insurance planning: MaxiFi calculates life insurance coverage amounts using contingency plans such as downsizing or retiring later after a spouse's death.
Reports and exports: Users can review detailed annual reports and export plan results as PDF or Excel files.
Integrations: The site describes plan sharing with a financial advisor who has a MaxiFi PRO subscription.
Security: The company says customer data is encrypted at rest with AES-256 and web traffic uses TLS 1.2 or 1.3; it also requires two-factor authentication for customer logins.
Hosting and testing: Economic Security Planning says it hosts services on AWS and conducts annual third-party penetration tests and at least monthly vulnerability scans.
Support: Support is provided through online tickets, with listed contact hours Monday through Friday, 8 a.m. to 8 p.m. Eastern; phone support is not included in the purchase price.
Notable limitation: MaxiFi is a long-range planning tool and is not primarily an asset allocation tool or an analyzer of historical fund or asset-class performance.
Platforms: The web-based software works on Windows, Mac OS, and Linux with supported browsers, and on most common tablets and phones.
Intended users: The company says MaxiFi can help people make financial decisions at any age and stage, including career, housing, and retirement choices.
Price from: $12.42/mo

Where it ranks on The Geeks Club

Best Financial Planning Software in 2026#7 of 34
Best Retirement Planning Software in 2026#5 of 26

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Sources

maxifi.com/features/how-it-works· checked 4 Oct 2026
maxifi.com/pricing· checked 4 Oct 2026
maxifi.com/security· checked 4 Oct 2026
maxifi.com/customer-support· checked 4 Oct 2026
maxifi.com/resources/faq· checked 4 Oct 2026
maxifi.com/about/founder-and-advisors· checked 4 Oct 2026
maxifi.com· checked 28 Sept 2026